Junior Quantitative Analyst - Early Career Program

Ready to kick-start your career in quantitative finance and shape the future of Rabobank’s balance sheet?

Join our Treasury Balance Sheet Management (BSM) team in Utrecht and become part of a program designed to turn talented young professionals into the next generation of quantitative experts.

About the early career program

As a Junior Quantitative Analyst, you’ll dive into the heart of Rabobank’s Treasury operations. Our BSM department is responsible for managing interest rate and liquidity risk, designing funding strategies, and modelling client behaviour. These are critical activities that keep Rabobank financially strong and resilient.

Over 18 months, you’ll rotate across different teams within BSM, gaining hands-on experience and building a broad expertise in balance sheet management. Every Friday is dedicated to training and development, both technical (e.g., Python, modelling) and soft skills, so you grow into a well-rounded professional.

By the end of the program, you’ll be a fully-fledged Quantitative BSM Analyst, equipped with deep expertise in data analysis and balance sheet management, ready to take on complex challenges in the banking world.

This is what we offer you

• Salary: Gross monthly salary between EUR 3,447 and EUR 4,923 (scale 07) for a 40-hour work week.
• Extras: a thirteenth month and 8% holiday allowance.
• Employee Benefit Budget: 10% of your monthly salary to be used at your discretion (e.g., buy extra holiday hours, add more to your pension savings, or have part paid out).
• Development budget: EUR 1,400 per year for your growth and development.
• Hybrid working: flexible working times and a balance between home and office work (Rabobank HQ in Utrecht & remote).
• Pension: decide for yourself the amount of your personal contribution.

Learning from each other

Development is our top priority. Because the best way to learn is by doing, through mistakes and successes. At Rabobank we offer you the right balance between freedom and supervision. To develop talents you never thought you possessed. To specialize in a professional field or explore the things you're good at and enjoy doing. During the young professional program you can count on us for excellent supervision. You'll work with experienced colleagues and have lots of contact with young professionals.

There is an exciting, dynamic atmosphere in the Treasury department that will be interesting to those who are interested in the fast-paced world of finance. There is ample opportunities to learn about the ins-and-outs of banking and to grow into strategic positions or into specialist roles. Kevin Kho Treasury modeler

You and your talent

• A Master’s degree in a quantitative field (e.g. Applied Mathematics, Econometrics, Physics, Quantitative Finance).
• 0-2 years of work experience
• Programming skills (preferably Python).
• Strong interest in banking, balance sheet management and risk modelling.
• Analytical mindset, eagerness to learn, and ability to tackle complex problems.
• Proactive attitude and adaptability in a fast-changing environment

Your Development as a Young Professional

• A unique opportunity to rotate across teams, building broad expertise.
• Continuous training and mentorship from experienced professionals.
• A strong network of young professionals and experts in Treasury.
• A clear path to specialized quantitative career in banking.