Product Owner Embedded Payments (PSD2 & OpenAPIs)

Product Owner Embedded Payments (PSD2 & OpenAPIs)

At a glance

You are the Product Owner accountable for our API-based payment integration propositions including related processes and applications. It concerns two teams of which one is more regulatory focussed (PSD2/PSD3/FIDA) and is more commercially focussed. The challenge is to bring our Embedded Payments strategy into the next phase: improve how customers experience our external API propositions, scale the use of our services (e.g. via partners) and improve the breath of our services within and beyond regulatory boundaries. How do you see this happening and what will the future look like? Help making an impact for customers and develop yourself professionally and personally. Tell us your story.

Your job

As a product and delivery focussed Product Owner (PO) you will be in the lead to shape and drive our Embedded Payments objectives and associated results. This includes setting the objectives in alignment with stakeholders, shaping and prioritizing the roadmap with the teams based on selected initiatives in close alignment with the Lead Product Owner of our Embedded Payments area. Subsequently, you prioritize the backlog of the team, achieving milestones from a business and technical perspective.

From a customer journey perspective, your domain includes propositions such as the Account Information Services API, Payment Initiation Service API, Boekhoudkoppeling, Business Account Payment, Information and Notification APIs and others which can be accessed by customers through ABN AMRO’s Developer Portal. The market for Embedded Payments / Open Banking is developing strongly the coming years with additional regulatory and market initiatives which you follow with the interest to translate this into ABN AMRO decisions and actions, in close collaboration with the team and stakeholders, Lead Product Owner and IT Engineering Lead.

Finally, you play a pivotal role in aligning the objectives and initiatives across the end-to-end value chain of our propositions, including for example commercial objectives and risk & control objectives.

Working environment

The teams are part of the Embedded Payments domain of the Grid Transaction Services which is part of the product unit Transaction Banking. The ambition of Transaction Services is to improve the transaction experience, to unlock new business models and to reduce Operations & Customer Care handling whilst remaining compliant with regulatory and market standards.

As Product Owner, you work closely with the other teams within the Embedded Payments domain: Bulk Payments and the Special Desk. The Special Desk is an after-sales implementation service team that supports the (technical) integration of our services within the customer environment. The transaction services are crucial for our clients to be able to operate their business and are available 24/7. The payment flows and information flows are the lifeline between our clients and the bank. Consequently, stability of our services is a fundamental part of our focus and mindset. At the same time, customer expectations and market developments drive the change roadmap and requires an active attitude where we take initiatives to add to our customers or the bank.

Your key internal stakeholders are Transaction Banking Sales, client unit representatives, Group Innovation, operations, CISO/I&T, legal, compliance, risk and other Transaction Banking departments.

Your profile

You enjoy working in a complex and diverse environment. You are strong in creating clarity within the team and across stakeholders. You are keen to deliver results. You are keen to understand our customers’ concern and opportunity areas whilst similarly you have an affinity with technology. You know what is going on within the organization, what the business needs are and take an exemplary role in striving to reach the goals. And building on all of that, you are confident to take decisions and explain them clearly, also in cases stakeholders and/or customers are disappointed with the decision. But most importantly: you love to collaborate, make others successful and you bring your true self to work every day. Do you think you fit with us?

Check your profile:

• A minimum of 3-5 years of Product Owner experience, preferably with relevant previous roles
• Entrepreneurial mindset with a strong focus on value (either for the bank or users)
• Experience in the field of Financial Services or Banking
• You oversee the complexity of regulation, compliance, legislation, risk, commercial interest and ICT and know how this relates to each other.
• Initiative taking nature and focused on collaboration, a facilitating leadership style to achieve results.
• Skilled in analysing and structuring complex problems, identifying solutions/options and presenting your advice to stakeholders in a convincing and structured manner.

We are offering

We are offering you the opportunity to be the best you can be and lots of room to grow personally and professionally, the opportunity to pro-actively work on your vitality and fitness. We also offer you a great atmosphere with enthusiastic and driven colleagues and the chance to be in the middle of a large organisational transformation. On top of that we offer you:

• The gross monthly salary (min. Eur. 6.793 - max. Eur. 9.704) is based on a 36-hour work week, including vacation pay and Benefit Budget.
• The benefit budget is 11% of your salary. The benefit budget allows you to acquire additional employment benefits. If you make no purchases or reservations in the Benefit Shop in a given month, you are paid one twelfth of your Benefit Budget that month.
• Five weeks of paid vacation per year, plus the day after Ascension day and Liberation day (5th of May). You have the option to purchase an additional four weeks per year.
• Personal development budget of EUR 1,000 per year, which you can accumulate up to EUR 3,000.
• Possibility to work from home (in consultation with your team).
• An annual public transport pass with free public transportation throughout the Netherlands.
• An excellent pension scheme.

Equal opportunities for all

The success of our organisation depends on the quality of our people and the ideas that they have. Truly surprising insights and innovative solutions for our clients result from an interplay of cultures, knowledge and experience. Diversity is therefore extremely important to our organisation. To ensure that everyone at ABN AMRO can develop their talents, we encourage an inclusive culture in which all colleagues feel engaged and appreciated.

Disclaimer external recruitment agencies

External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. No unsolicited services or offers, please.

Wie zijn je collega's?

“Je kunt wel koste wat kost aan de slag willen met complexe innovaties als generative AI, maar dat komt de toegankelijkheid niet per se ten goede.” Louis Brouwers, Senior UX Designer

“Veel mensen zijn nog afhankelijk van fysieke bankkantoren. Ook voor hen willen we het mogelijk en makkelijk maken om hun bankzaken online te regelen.” Damai Taribuka, Product owner Mobiel en Internet Bankieren

“Er zijn altijd nieuwe systemen en technieken die wij kunnen inzetten bij ons werk. We zijn telkens aan het innoveren, daardoor blijf ik mezelf uitdagen.” Aaron Kieboom, Software-ontwikkelaar

"In ons UX Lab nodigen we klanten uit om vernieuwde applicaties te testen. Zo kunnen we hun gedrag analyseren." Inge van der Lee, UX Lead

“Bij ABN AMRO kan veel – zolang je duidelijk zegt wat je wilt, en motiveert waarom.” Jessie Both, UX Designer

“Er is hier niemand die de hele dag over m’n schouder meekijkt: ik heb veel vrijheid en pak regie.” Chris Welfing, Digital Product Designer