Legal Account Restriction Guide

Ready to get shit done?

As a Legal Account Restriction Guide, your mission is to handle legal account restrictions with accuracy, speed, and empathy, so our users feel safe, informed, and supported — even when things get complicated.

Why this matters:

At bunq, our mission is to Make Life Easy — for our users, our teams, and the world around us.

When users face legal restrictions on their account, they need to know their money is safe, their rights are protected, and their case is being handled with care. You’ll be the one to make that happen — ensuring legal compliance without leaving users in the dark.

As a Legal Account Restriction Guide, you’ll be the calm in the storm, making sure users understand what’s happening, what’s next, and what we’re doing to help.

Take ownership:

As a Legal Account Restriction Guide, you’ll take charge of key responsibilities that directly impact our users’ trust, bunq’s legal compliance, and the speed of our operations.

Your key responsibilities:

• Handle legal account restrictions such as bankruptcies, garnishments, and court orders with full legal accuracy.

• Communicate clearly with users, explaining restrictions, timelines, and next steps in a way they understand and trust.

• Use AI and automation tools to process cases efficiently and accurately.

• Spot and fix process gaps, constantly improving how we handle legal cases without adding friction.

• Collaborate across teams, keeping legal, compliance, and operations aligned on each case.

What you’ll work on right away:

• Manage incoming legal orders, apply restrictions accurately, and track them through resolution.

• Support users during restrictions, sending clear, timely updates.

• Lift or adjust restrictions as soon as legal conditions allow, ensuring user access is restored fast.

• Keep a clean audit trail, documenting actions and decisions for transparency and compliance.

• Improve processes using data, helping bunq move faster while staying 100% compliant.

This challenge is perfect for you if

Do you have what it takes?

• Analytical problem-solver → You find root causes and fix them with scalable solutions.

• AI-first mindset → You use tech to simplify, streamline, and improve every step of the process.

• Data-driven → You rely on insights, not assumptions, to make decisions and improve performance.

• Process optimizer → You spot inefficiencies and improve them without sacrificing compliance.

• User-first approach → You always think about our users and how we can make life easier during tough times.

• Great collaborator → You work closely with legal, compliance, and ops to get things done smoothly.

• Detail-focused and resilient → You’re calm under pressure and never miss a critical step.

• Legal expert → You know the ins and outs of account freezes, garnishments, and legal user rights.

Checking If We’re a Match

Finding the right fit is a two-way street. At bunq, we offer a wealth of opportunities and perks, but we also expect commitment and excellence in return. Our "Get Shit Done" culture isn’t for everyone, and that’s okay.

What’s in it for you?

• 💶 Salary between €3,395- €3,704 and possibility to make up to €250 monthly bonus based on performance
• 🤟 Join forces with great colleagues across the globe to truly make life easy for our users banking.
• 🌟 Make lasting impact by working on complex & exciting challenges
• 👩‍💻 Hybrid setup: after 3 months in-office, work 2 days remote, 3 days in-office weekly
• 🧳 Digital Nomad program: 1 week/quarter after 1 year, 3 weeks/quarter after 2 years
• ✈️ Carousel program: work from other bunq offices based on your performance and tenure
• 📚 Accelerate your career growth with bunq Academy and €1500 annual learning budget
• 🏖️ 24 days paid leave after onboarding + additional 3 days study leave for personal development
• 🚴 Urban Sports Club discount to stay fit and healthy
• 🚌 Contribution to travel expenses— whether you walk, bike, take the bus, or drive (we love green choices 🌳)
• 💻 A MacBook so you can Get Shit Done
• 🥗 Fresh, delicious lunches from our in-house chefs (vegan & vegetarian options too!)
• 💰 Optional pension plan with monthly contributions from bunq
• 💸 Monthly contributions to your phone and internet bills
• 🍻 Friday drinks and other bunq-style celebrations