CDD Risk Analyst

This is Adyen

Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.

For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

CDD Risk Analyst

Our Customer Risk Review team is seeking an experienced CDD Risk Analyst who brings 2–4 years of payments or financial industry experience. You will partner with commercial, compliance, product, and technology teams to ensure our KYC and enhanced due diligence programmes remain best in class. In this role you will own complex reviews, contribute to strategic process improvements, mentor junior colleagues, and deliver components of cross-functional projects that scale our operational capabilities.

What you will do:

• Lead end-to-end KYC and Enhanced Due Diligence (EDD) reviews for high-risk or complex merchant portfolios, ensuring compliance with internal policies and external regulations
• Analyse changes in customer ownership, structure or activity, document material shifts in risk profile, and recommend mitigation actions
• Maintain and optimize team processes and automation solutions to increase review throughput and accuracy
• Coordinate and execute within cross-functional projects spanning compliance, technology and commercial teams, from scoping through to delivery
• Provide expert guidance to merchants on due diligence requirements, resolving escalations and clarifying regulatory expectations
• Align review frameworks and scoring models with regional and global risk teams to ensure consistent risk assessment

Why is this Role Unique?

This role goes beyond front-line KYC or merchant onboarding. As a CDD Risk Analyst, you play a critical role in maintaining Adyen’s long-term regulatory integrity by assessing how business risks evolve over time and contributing to strategic improvements in our review processes.

You will not only lead complex due diligence reviews for high-impact merchants but also shape how we scale risk operations globally. This role is ideal for experienced professionals who are able to execute project deliverables, represent the team in cross-functional decision-making, and deepen their expertise in anti-financial crime and regulatory risk, while continuing to grow their stakeholder engagement and communication skills across global teams and diverse merchant portfolios.

Who you are:

• 2–4 years’ hands-on experience in KYC, CDD, EDD or AML roles within payments or financial services.
• Deep understanding of AML, counter-terrorist financing and regulatory expectations across multiple jurisdictions.
• Track record of executing and delivering process or tooling enhancements that successfully saved time or reduced risk.
• Strong analytical mindset – you spot trends, surface red flags early and translate data into clear recommendations.
• Skilled communicator who influences senior stakeholders without formal authority and adapts messaging for varied audiences.
• Enjoys mentoring and developing more junior analysts, sharing best practices and elevating team performance.
• Comfortable working across cultures and time zones in a fast-paced environment.

This role is based out of our Anastasiia office. We are an office-first company and value in-person collaboration; we do not offer remote-only roles.