Junior Risk Manager - Early Career Program

Junior Risk/Data Manager - Early Career Program at Rabobank

Dit bieden we jou

• € 3.314 tot € 4.733 bruto per maand (schaal 07) bij 36 uur
• Een 13e maand en 8% vakantiegeld
• 10% Employee Benefit Budget
• € 1.400 ontwikkelbudget per jaar
• Hybride werken: balans tussen thuiswerken en werken op kantoor (bij de meeste functies mogelijk)
• Pensioen, met keuze voor de hoogte van je eigen bijdrage

Are you passionate about data and love solving smart, analytical puzzles? Ready to showcase your skills and take your career to the next level? Discover the opportunities waiting for you in Rabobank’s Data & Analytics Starters Program!

You and your future

During our Data & Analytics Starters Program, you’ll develop your career over 18 months by becoming an expert in your field. Throughout the program, you’ll stay with one team and receive training to enhance your hard skills. You’ll be paired with a buddy who will guide you in navigating the bank. For your personal development, you and your fellow starters will follow the Early Career Program and receive guidance from a Data & Analytics Development Consultant. We’re here to prepare you for your personal success!

What can you expect at the end of the program?

Become an Expert: You’ll have developed deep expertise in your role.

Strong Network: Build a robust network of like-minded professionals within the bank.

Steep Learning Curve: Experience significant growth in your soft skills.

Own Your Career: You’ll be in charge of your career and learning curve. Rabobank supports your growth by encouraging you to step out of your comfort zone.

The role

We’ll give you the opportunity to put your programming and modelling skills to work at the very core of Rabobank’s business! As a Junior Capital Modelling Specialist, you will learn to take ownership of the development of models, tools and solutions that satisfy our customers and ambitions. You can make a difference by leading our capital modelling and tooling landscape into the future!

The Modelling teams are part of Capital Adequacy & Scenario Analysis (CASA).

Making a difference

• CASA Modelling is at the core of our bank. The models, tools, and solutions we develop attract broad interest from various stakeholders throughout the bank, including senior management.
• You will have the opportunity to work with complex models and risk metrics, developing solutions that impact millions of customers. This includes our internally developed Economic Capital model for Credit Risk, which is widely used within the bank to assess the impact of strategic decisions made by senior management.
• With over 15 economic capital models, we offer comprehensive insights across the entire modelling lifecycle — from initial concept development to full Python implementation and practical application. Looking ahead, key challenges include the robust integration of climate and environmental risks into our economic capital framework, as well as preparing our modelling infrastructure for a seamless transition to the cloud.
• You will work closely with modellers and IT developers, while engaging a wide range of stakeholders across the organization to ensure that models, tools, and solutions are effectively embedded. Staying attuned to market trends and balance sheet developments is key. Your responsibilities will also include conducting in-depth analyses, supported by thorough documentation and clear, transparent communication.
• You’ll be on the front lines, presenting your own theories and taking your own initiatives to keep the bank moving forward. You will represent the team internally and externally, for example, in committees, boards, or meetings with auditors or regulators.

With each other

Collaboration is at the heart of everything we do. Our team brings talented people together to realise industry best practice models and the use of the results within the bank. With you as Junior Capital Expert in the CASA team, the team will consist of about 45 diverse colleagues with a variety of seniority. With you as a member, the CASA Capital Modelling teams will consist of 12 diverse colleagues in a variety of roles, including:

“Working on mathematical challenging and diverse models whilst communicating with multiple stakeholders makes sure that you can have a real impact and get a very holistic view on capital management in the bank.”
Jeroen Capital Modelling Expert

“Building sophisticated models whilst making sure that the essence of the model is understood by its users makes working in the capital modelling team very exciting.”
Douwe Capital Modelling Expert

Practical Information

• Program Duration: 18 months
• Startdate: 1st of September 2025 – 1st of October 2025
• Personal Development: 10-15% of your weekly working time is dedicated to personal development, training, and other activities. The remaining hours are spent working within your team.
• Friday Afternoon: Every Friday afternoon at the office together with our Data & Analytics Starters Program!

Learning from each other

At Rabobank, continuous personal development is a top priority. We believe the best way to learn is by doing, making mistakes, and celebrating successes. We offer the right balance between freedom and supervision, helping you develop talents you never knew you had. During your Data & Analytics Starters Program, you can count on excellent guidance from us. You’ll work alongside experienced colleagues and interact frequently with other starters. This way, you’ll develop a specialization within a field, discover what you’re good at, and find what you enjoy doing.

The Data & Analytics Starters Program was the perfect next challenge after university for me. The program’s emphasis on personal growth opened doors I didn’t know existed. Engaging in a myriad of enjoyable and professional activities, often organised by and for young professionals, added a vibrant layer to the learning experience. From casual drinks to knowledge exchanges, sports events to insightful workshops and lectures, every moment contributed to a comprehensive journey. The camaraderie with a fantastic group of peers transformed the whole experience into a collective adventure, making every stride forward memorable and shared!
Martijn Scheve Alumni Data & Analytics Starters Program

Talking of Rabobank: We are a Dutch bank that operates in 38 countries for over 9,500,000 customers. Together with these customers, our members and partners we stand side by side to create a world in which everyone has access to enough healthy food. In the Netherlands we work to create a country in which people are happy with how they live, work and do business. 

You and Your Talent

• Educational Background: You have obtained a master’s degree or a doctorate in Econometrics, Mathematics, Physics, or a similar field.
• Work Experience: Approximately 0-2 years of work experience.
• Residency: Currently living in the Netherlands.
• Communication Skills: Strong verbal and written communication skills, with the ability to translate quantitative analysis into comprehensive information for higher management and business users.
• Technical Skills: Knowledge of Python and/or SQL.
• Language Proficiency: Excellent command of the English language.

This is what we offer you

• A salary of € 4007,83 gross per month (scale 7, 40 hours a week).
• A 13th month's salary and vacation pay.
• An Employee Benefit Budget (10% of your monthly salary). Employees may use this budget at their own discretion, for example, the EBB can be used to buy extra vacation days or to make an additional deposit in your retirement fund. Employees can also opt to have the EBB paid out to them as part of their monthly salary. 
• A personal budget that you can spend on activities related to your personal development and career.
• A combination of working from home and from the office. 

Benefits at Rabobank

We offer you excellent employment conditions. Discover more about good salary, hybrid working, and your personal development at Rabobank.