Traineeship: MUFG Analyst Program

Traineeship: MUFG Analyst Program

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Would you like to join an 18 months rotational program within one of the World's largest banks in an exciting, dynamic and international environment?

As part of our rotational program, you will have the opportunity to complete four rotations across four departments to help you decide which area you would like to specialize within banking.

About us:

Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,000 locations in more than 40 countries. The Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges.

About MUFG in the European Economic Area

Following the decision taken by the UK in 2016 to leave the European Union, MUFG has taken all of the necessary steps to ensure the continuation of all services to clients, regardless of their location. Clients located in the European Economic Area (EEA) access services through MUFG Bank (Europe) N.V. as well as MUFG Securities (Europe) N.V.

About MUFG Bank (Europe) N.V.

MUFG Bank (Europe) N.V. (MBE) is a fully-owned subsidiary of MUFG Bank, headquartered in Amsterdam. With offices throughout Europe, our teams provide clients with comprehensive financing solutions spanning Coverage & Structured Finance, Capital Markets and Transaction Banking, using MUFG’s global reach to provide bespoke solutions. With 73 green, sustainability, sustainability-linked and transition bond tranches in 2021 and 51 sustainability-linked loans in EMEA in 2021, MUFG is committed to supporting clients to achieve sustainable business growth.

What can you expect:

• 5-week onboarding at our EMEA Head office located in London
• 4 x 4-month rotation across 4 departments e.g.
  • Japanese / Global Corporate & Investment Banking
  • Treasury
  • Credit Office
  • Risk Management
  • Finance
  • Data Management
  • Resilience
• Global banking operations insight
• Intensive skill enhancement trainings strengthening both your hard and soft skills
• Career path identification
• Regional Projects

Our business areas:

Global / Japanese Corporate & Investment Banking

Our coverage team is responsible for building strong client relationships to ensure we provide the best possible service. To do this, our coverage teams need to develop an in-depth understanding of a client’s business, their needs and how MUFG can best help them.

On the Product side, we have a number of different teams, each of which specializes in a specific financing product such as Project Finance, Commodity Finance, Leveraged Finance and Securitisation, amongst others.

Treasury

Our treasury team is responsible for the management and control of the foreign currency and money market trading positions, the relationships with customers and bank counterparties with which MBE undertakes treasury business, and the resultant cash flows in order to make profit and to maintain the good name MBE enjoys in the market.

Credit Strategy Group

The Credit Strategy Group implements the Chief Credit Officer’s responsibilities for the credit risk control framework and risk profile of the bank. That includes risk governance and risk appetite, stress testing, periodic (qualitative and quantitative) risk assessments and capital adequacy assessment. CSG is a key stakeholder in assessing new business cases and acts as a local model owner for all credit risk models used within MBE.

Credit Office

The objective for Credit Office is to develop a deep understanding of the risks in MBE’s Corporate, FI and structured finance portfolios, and to be a trusted partner to the company’s business lines and entities, providing value-adding solutions to our clients. The team actively monitors the portfolio in line with internal policies and applicable regulatory guidelines and exercises delegated credit approval authority to approve transactions. This, in turn, supports the delivery of profitable growth within MBE’s risk appetite and at the same time it ensures the integrity of the overall credit portfolio and provides support to MBE’s regulatory requirements.

Enterprise Risk Management

To safeguard the long-term stability of MBE and ensure its sustainable growth, the Enterprise Risk Management Department (ERM) provides a holistic, coherent, and honest view of the Bank’s risk profile to facilitate informed decision-making by its Senior Management.

ERM consists of 6 coverage areas: Governance, Resilience, Integrated Risks, ESG risks, Risk Technology and Risk Affairs. Vice-President Enterprise Risk Manager, ESG risks reports to the Head of ERM, who acts as a team lead.

Operational Risk Management

Operational risks are integral part of doing business. Although operational risks are everybody's responsibility, MBE requires organized and independent internal oversight, facilitation of the risk cycle, and advice to the organization. We expect ORM to receive continuous attention within MBE and in the wider EMEA context. Triggers for this may include: growth/complexity of the operations of MBE, focus of the regulator on ORM topics, changes in the operations, and developments in the external environment, eg political changes and cybercrime.

ORM forms part of the Risk Management Division which is responsible for:

• Identification, assessment, monitoring and evaluation of all risks in the bank.
• Support and advice in design and deployment of the overall risk management framework, including risk culture, policies, appetite and limits.
• Challenge and escalation of risk and/or control issues to the Management Board

Resilience Department

The purpose of the Resilience Team is to oversee the implementation of the resilience strategy, ensuring efficient and seamless operations of key business processes, identifying and implementing change to drive efficiencies and enhance controls. The team bridges design and execution, driving change whilst keeping the bank safe, secure and compliant. The Resilience Team plays a pivotal role in driving operational excellence, mitigating risks, and fostering innovation.

Finance

Our finance team is responsible for accurate, complete and timely reporting to external stakeholders, the Dutch Central Bank and internal reporting to MUFG Bank Head Office as well as Management Board, Management of Local branches and department heads. Furthermore, finance supports procurement, accounts payable and receivable and monitoring and matching of all company bank accounts. In addition, finance advises management board and business on (capital) planning, accounting and profitability of (future) transactions and business case achievability.

To achieve its goals multiple finance teams, such as accounting, statutory reporting, policies & projects, regulatory reporting, financial planning, tax, accounts payable and procurement work together multidisciplinary as well with other departments of the bank and our colleagues in London and across the branches of the MBE Group.

Data Management

Our Data Management team harnesses the power of data to drive business growth & strategies for improved decision making and building key capabilities to be in compliance with Regulatory obligations.

The vision is to Embed a culture where data is recognized as a necessary business asset and every member of the enterprise can easily find, understand, trust and use the information they need to meet regulatory and compliance requirements.

About you:

• Master’s graduate or due to graduate in 2025
• Interested in banking & financial services
• Excited to work in an international environment
• Verbal and written communication skills in English are essential.
• Strong analytical interpersonal skills
• Proficiency in another European language or Japanese is a plus

Personal requirements:

Integrity and Responsibility

• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective

Professionalism and Teamwork

• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally

Challenge Ourselves To Grow

• Influence and Inspire Others
• Lead Change & Seek Continuous Improvement
• Think Strategically
• Manage and Develop Talent

What do we have to offer:

We offer you an 18 months rotational program within one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

• We consider your home situation and your ambitions and help you to balance work and private life.
• Monthly team events.
• To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best.

Besides that, we will offer you:

• Annual Gross salary of € 47.650,-.
• 8% holiday allowance and 13th month payment.
• 30 vacation days per year. Optional you can buy 15 additional days.
• Commuting allowance based on annual public transport 2nd class, most economical way, or € 0,23 per km with a max of 75km one way.
• €5,00 net remote working compensation per day, with a maximum of €60,00 per month.
• Possibility to order a mobile phone (up to €800,-)
• Possibility to order Office Equipment’s for the home office, (up to €500,-)
• Remote Working Policy i.e. Working From Home (WFH) and Remote Working in another Country.
• Bicycle plan (fiscal benefit)
• Company fitness (fiscal benefit)
• Mental health workshops and budget for external courses (e.g. Dutch language classes).
• Employee contribution towards Pension insurance (max 5%, currently 2%), our pension scheme is based on a defined contribution scheme.
• Training & development possibilities paid by the bank

Additional information:

The program starts August 1st 2025 at MBE headquarters in Amsterdam, following a 5 week onboarding training starting August 4th 2025 at EMEA headquarters in London.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

About US

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

• Client Centric
• People Focused
• Listen Up. Speak Up.
• Innovate & Simplify
• Own & Execute