Simple loans, smart investments.
That’s us. That’s what we do.
More than a decade ago our founders saw a simple problem: people borrowing money were being charged high rates and those able to invest money were getting low returns. Everyone was losing out.
Our founders wanted to change this and knew that by matching borrowers and investors directly, both would be better off.…

Simple loans, smart investments.

That’s us. That’s what we do.

More than a decade ago our founders saw a simple problem: people borrowing money were being charged high rates and those able to invest money were getting low returns. Everyone was losing out.

Our founders wanted to change this and knew that by matching borrowers and investors directly, both would be better off. Their goal was, and still is, to make money simple and fair.

Fair rates, managed risks, and better rewards. That's how we're shaping the future of finance.

Our name, Zopa, stands for ‘Zone of Possible Agreement’ – a negotiating term that identifies the bounds within which agreement can be reached between two parties.

Want to help us shape the future of finance?

We’re growing faster than ever. Especially now we’ve announced plans to apply to launch a bank.

Simple loans, smart investments.
That’s us. That’s what we do.
More than a decade ago our founders saw a simple problem: people borrowing money were being charged high rates and those able to invest money were getting low returns. Everyone was losing out.
Our founders wanted to change this and knew that by matching borrowers and investors directly, both would be better off.…

Simple loans, smart investments.

That’s us. That’s what we do.

More than a decade ago our founders saw a simple problem: people borrowing money were being charged high rates and those able to invest money were getting low returns. Everyone was losing out.

Our founders wanted to change this and knew that by matching borrowers and investors directly, both would be better off. Their goal was, and still is, to make money simple and fair.

Fair rates, managed risks, and better rewards. That's how we're shaping the future of finance.

Our name, Zopa, stands for ‘Zone of Possible Agreement’ – a negotiating term that identifies the bounds within which agreement can be reached between two parties.

Want to help us shape the future of finance?

We’re growing faster than ever. Especially now we’ve announced plans to apply to launch a bank.