Credit Analysis Vice President Japanese Corporate Banking

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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

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Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Would you like to work for one of the World's largest banks in an exciting, dynamic and international environment?

We are currently recruiting for a Credit Analyst for our Japanese Corporate Banking Division in Amsterdam.

MUFG Bank Europe N.V. (MBE) is a fully-owned subsidiary of Mitsubishi UFJ Financial Group (MUFG), one of the largest ranked Financial Groups in the world in terms of assets. A world-class set of businesses and more than 180,000 employees in 50 markets. MUFG offers stability in an ever-changing market, providing services to high-profile clients worldwide.

For more than 50 years MBE offers corporate and investment banking services to both Japanese and non-Japanese corporate customers in The Netherlands and, through its branches. The goal is to be among the top performing foreign-owned banks operating in The Netherlands, providing value-added banking services and excellent operations, fulfilling both Japanese and Global Multinational Corporate customers' needs.

At MBE we are committed to contributing to a more sustainable future. Thus, we will encourage you to embed environmental, social & governance (ESG) factors in your everyday work and in our culture.

The MBE subsidiary based in The Netherlands is a network of branches (Germany Branch (Dusseldorf, Hamburg, Frankfurt, Munich), Spain Branch (Madrid), Belgium Branch (Brussels), Austria Branch (Vienna)), managed from Amsterdam.

Function positioning

Japanese Corporate Banking Division (Amsterdam) is a front office in charge of business development of customers located primarily in the Netherlands. The credit analyst team sits within the Corporate Banking Department and collaborates closely with the relationship management team. Its main responsibilities is to support the existing credit related businesses as well as the origination of new credit businesses.

Your responsibilities

• Making annual workload plans such as allocation of customers, making future plan and set objectives in pursuit of longer-term strategies of the team.
• Managing the daily workflow processed by the team effectively and monitoring workflow. Provide assistances where the additional resources are required.
• Be able to create/submit the credit and borrower rating applications as well as other monthly and quarterly reports for the complex customers and core customer groups in line with the Bank’s global rules on a timely manner.
• Collaborate with other branches/offices, primary offices and credit division to deliver the transaction to meet the customers’ needs.
• Develop and enhance the skillset of the team by reviewing applications and reports prepared by each team members and assist them to complete before circulating to the relationship management team to ensure sufficient quality is maintained and to ensure compliance to rules, policies and procedures of the bank.
• Maintain awareness of developing market sector and business trends in EU/Europe and on a worldwide basis.
• Undertake and support various credit related tasks as directed by the department head and the senior management.
• Provide assistance and training to implementation of processes and standards for JCBD credit risk space to ensure compliance with internal and external regulations and guidelines.

In order to be successful in the role, you will need the following:

• 5+ years of experience in credit analysis in subsidiary banking business for large/medium sized Japanese Corporates.
• Required knowledge and experience in managing credit risks, including but not limited to understanding for risks for certain sector/country/industries, risks for different products and understanding of credit documentation terminologies.
• Experience in managing teams, interpreting and delivery against divisional strategic objectives.
• Thorough knowledge of credit and risk management, credit processes and procedures, onboarding and originating credit facilities as well as understanding of regulatory requirements.
• Strong analytical and numeracy skills with a good attention to detail, strong customer focus, sound organizational, interpersonal and networking skills.
• Sound knowledge and practical skills for Windows, MS Office (Word, Excel, Access, PowerPoint, Outlook).
• Verbal and written communication skills in English and Japanese are essential.

Personal requirements:

Integrity and Responsibility

• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective

Professionalism and Teamwork

• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally

Challenge Ourselves To Grow

• Influence and Inspire Others
• Lead Change & Seek Continuous Improvement
• Think Strategically
• Manage and Develop Talent

What do we have to offer:

• Gross salary based on experience and consistent with the market.
• 8% holiday allowance and 13th month payment.
• 30 vacation days per year. Optional you can buy 15 additional days.
• Commuting allowance based on annual public transport 2nd class, most economical way, or €0.23 per km with a max of 75km one way.
• Employee contribution towards pension insurance (max 5%, currently 2%), our pension scheme is based on a defined contribution scheme.
• €5.00 net remote working compensation per day, with a maximum of €60.00 per month.
• Possibility to order a mobile phone (up to €800).
• Possibility to order Office Equipment for your home office (up to €500).
• Remote Working Policy i.e. Working From Home (WFH) and Remote Working in another country.
• Bicycle plan (fiscal benefit).
• Company fitness (fiscal benefit).
• Mental health workshops and budget for external courses (i.e. Dutch language classes).
• Training & development possibilities

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

About US

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

• Client Centric
• People Focused
• Listen Up. Speak Up.
• Innovate & Simplify
• Own & Execute