Financial Crimes Office Analyst

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Would you like to work for one of the World's largest banks in an exciting, dynamic and international environment?

We are currently recruiting for a Financial Crimes Office Analyst for our Compliance Division in Amsterdam.

About MUFG

Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,000 locations in more than 40 countries. The Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world.

About MUFG in the European Economic Area

Following the decision taken by the UK in 2016 to leave the European Union, MUFG has taken all of the necessary steps to ensure the continuation of all services to clients, regardless of their location. Clients located in the European Economic Area (EEA) access services through MUFG Bank (Europe) N.V. as well as MUFG Securities (Europe) N.V.

About MUFG Bank (Europe) N.V.

MUFG Bank (Europe) N.V. (MBE) is a fully-owned subsidiary of MUFG Bank, headquartered in Amsterdam. With offices throughout Europe, our teams provide clients with comprehensive financing solutions spanning Coverage & Structured Finance, Capital Markets and Transaction Banking, using MUFG’s global reach to provide bespoke solutions. With 73 green, sustainability, sustainability-linked and transition bond tranches in 2021 and 51 sustainability-linked loans in EMEA in 2021, MUFG is committed to supporting clients to achieve sustainable business growth.

Your impact at MUFG

Your role will be focused on ensuring that our organisation conducts its business such that we protect our reputation, our business, and our customers within the regulatory and legal framework.

As part of a leading global financial group, MUFG is required to act with integrity and meet our corporate responsibilities in the fifty-plus countries and regions where we operate. Ensuring we have a comprehensive financial crimes compliance program is one of our most important responsibilities. MUFG has established the Global Financial Crimes Division in New York, USA to lead the program and each region under this program has a Financial Crimes Office.

Financial Crimes Office MBE (FCO MBE) is responsible for the establishment and maintenance of effective systems and controls to protect customers’ assets and to mitigate the risk that MUFG might be used to further financial crimes in the countries in which it operates.

MUFG’s financial crimes compliance framework includes control processes designed to help the Bank detect, deter, and prevent financial crimes as well as assess and mitigate related risks (i.e., money laundering and terrorist financing risk, sanctions risk, and bribery and corruption risk) in a manner that is consistent with applicable laws, rules, regulations, supervisory guidance, and commensurate with the Bank’s risk profile and risk appetite.

Function positioning

Financial Crime Office of MBE is part of the MBE Compliance Division, which is responsible for financial crimes risk management and oversight. FCO MBE is managed by Head of Financial Crimes MBE.

The role includes the following:

As an Analyst in FCO MBE, you work in a team that contributes to the operation of the financial crimes compliance framework. Your responsibilities and accountabilities include, but are not limited to, implementing the program in a “business as usual” environment to mitigate the financial crime risks.

In summary, this role requires:

• Supporting the drive for compliance with MUFG’s global policies;
• Working on the resolution of issues identified via MUFG’s testing functions, audits, regulatory exams, programmatic reviews, and quality assurance efforts in collaboration with other colleagues in FCO MBE.
• Ensuring key processes are run efficiently to deliver quality and reliable information, to support the firm’s business growth and control procedures. Developing and integrating these processes with the equivalents in MUFG to deliver a first-class FCO MBE team.
• Providing support and logistic arrangements to enable FCO MBE to deliver its change programme efficiently and effectively across the MBE markets.
• In all your activities ensure that the legal entity integrity of MUFG Bank Ltd is respected, escalating to your supervisor if you identify any actual or perceived conflicts of interest between them.

With regard to the role in the Center of Excellence, this role requires:

• As main responsibility, reviewing transaction monitoring alerts for quality check and further investigation. Where appropriate escalating those clients for management awareness or regulatory filing.
• As secondary function support in reviewing Know Your Customer files to ensure that the proper due diligence financial crime requirements have been met and reviewing sanctions screening alerts.
• Providing feedback on client due diligence files and transaction monitoring and sanctions screening alerts with the aim of identifying and mitigate potential emerging risks, such as the increase in the type of alerts.
• Supporting the VP, Financial Crimes Office, Center of Excellence with Know Your Customer and Transaction Monitoring related projects.

The tasks described above, apply to the business of the MBE Amsterdam office and its branches.

In order to be successful in the role, you will need the following:

Skills and experience:

• A University level degree, or other higher learning to a similar standard, is preferred
• At least 2 years of experience, preferably in a Compliance role or a Customer Due Diligence Operational role or Alert Handling in Transaction Monitoring.
• High level of personal independence, with the ability to solve shortcomings and a ‘can do’ mindset.
• Ability to report on metrics, with good excel skills.
• Strong goal driven person and team player.
• Ability to handle sensitive/confidential information appropriately.
• Verbal and written communication skills in English are essential, Dutch language is a plus.
• Ability to assess large, complex files ensuring consistency of information and alignment to procedural documentation.

Personal requirements:

Integrity and Responsibility

• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective

Professionalism and Teamwork

• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally

Challenge Ourselves To Grow

• Influence and Inspire Others
• Lead Change & Seek Continuous Improvement
• Think Strategically
• Manage and Develop Talent

What do we have to offer:

We offer you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

• We take into account your home situation and your ambitions and help you to balance work and private life.
• Monthly team events.
• To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best.

Besides that we will offer you:

• Gross salary based on experience and consistent with the market
• 8% holiday allowance and 13th month payment.
• 30 vacation days per year. Optional you can buy 15 additional days.
• Commuting allowance based on annual public transport 2nd class, most economical way, or € 0,23 per km with a max of 75km one way.
• €5,00 net remote working compensation per day, with a maximum of €60,00 per month.
• Possibility to order a mobile phone (up to €800,-)
• Possibility to order Office Equipment’s for the home office, (up to €500,-)
• Remote Working Policy i.e. Working From Home (WFH) and Remote Working in another Country.
• Bicycle plan (fiscal benefit)
• Company fitness (fiscal benefit)
• Mental health workshops and budget for external courses (i.e. Dutch language classes).
• Employee contribution towards Pension insurance (max 5%, currently 2%), our pension scheme is based on a defined contribution scheme.
• Training & development possibilities paid by the bank

Additional information:

We are open to considering flexible working requests in line with organisational requirements.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.

We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

About US

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

• Client Centric
• People Focused
• Listen Up. Speak Up.
• Innovate & Simplify
• Own & Execute