AVP - Credit Officer

Assistant Vice President, Credit Officer

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Would you like to work for one of the World's largest banks in an exciting, dynamic, and international environment? We are currently recruiting for an Assistant Vice President, Credit Officer, for our Credit Office in Amsterdam.

About MUFG

Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,000 locations in more than 40 countries. The Group aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world.

Following the decision taken by the UK in 2016 to leave the European Union, MUFG has taken all of the necessary steps to ensure the continuation of all services to clients, regardless of their location. Clients located in the European Economic Area (EEA) access services through MUFG Bank (Europe) N.V. as well as MUFG Securities (Europe) N.V.

Your impact at MUFG

To develop a deep understanding of the risks in MBE’s Corporate Finance portfolios, add value to support the delivery of profitable growth within MBE’s risk appetite and contribute to an effective control environment. This ensures the integrity of the overall credit portfolio and provides support to MBE’s regulatory requirements. The role includes the following:

• Objectively assess Corporate Finance credit proposals, identifying risk issues to reach a reasoned conclusion leading to recommendations for Senior Management approval.
• Keep up to date on relevant markets and sectors, and monitor the portfolio to anticipate problems.
• As directed by the Head of Credit, take necessary early proactive steps to minimize potential losses.
• Establish and maintain close communication with the Business Line and other stakeholders.
• Liaise with the relevant MUFG credit divisions in order to complete summary analysis, to support transaction assessment and ongoing risk monitoring.
• Support Head of Credit in the development of any Risk Appetite Framework or policy.
• Active contribution in discussions with the business relating to any relevant developments and potential client needs on a more strategic level relating to relevant products.

In order to be successful in the role, you will need the following:

• Ability to produce concise written credit evaluations is essential – to identify and prioritize the key issues
• Strong interpersonal skills – the role demands close liaison with other credit divisions, front offices, and senior management; pro-actively develop and maintain such relationships.
• Strong networking and influencing skills
• Verbal and written communication skills in English is essential (Japanese and Dutch language is an asset)
• High level of personal independence – ability to use own initiative and work unaided
• Complex problem-solving skills
• Desire for self-development. Increase own knowledge through keeping abreast of news-flow, market developments, and credit trends that may be relevant to the companies, countries, and sectors covered

Personal requirements:

• Integrity and Responsibility
• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective
• Professionalism and Teamwork
• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally
• Challenge Ourselves To Grow
• Influence and Inspire Others
• Lead Change & Seek Continuous Improvement
• Think Strategically
• Manage and Develop Talent

What do we have to offer: We offer you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities. We take into account your home situation and your ambitions and help you to balance work and private life. Monthly team events. To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best.

MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected, and their opinions count. We support the principles of equality, diversity, and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief, and marriage or civil partnership. We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive, and innovative. They reflect who we are, who we want to be, and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

• Client Centric
• People Focused
• Listen Up. Speak Up.
• Innovate & Simplify
• Own & Execute