Analyst, Commodity and Structured Trade Finance

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups.

We are currently recruiting for an Analyst, Commodity and Structured Trade Finance in our Global Corporate Investment Banking Division in Amsterdam.

About MUFG Bank (Europe) N.V.

MUFG Bank (Europe) N.V. (MBE) is a fully-owned subsidiary of MUFG Bank, headquartered in Amsterdam. With offices throughout Europe, our teams provide clients with comprehensive financing solutions spanning Coverage & Structured Finance, Capital Markets and Transaction Banking, using MUFG’s global reach to provide bespoke solutions. With 73 green, sustainability, sustainability-linked and transition bond tranches in 2021 and 51 sustainability-linked loans in EMEA in 2021, MUFG is committed to supporting clients to achieve sustainable business growth.

Your impact at MUFG

• The Commodity and Structured Trade Finance (CSTF) Team primarily provides working capital solutions to commodity traders and commodity corporates based in EMEA (producers, processors, marketers, distributors, etc.) to meet their financing needs in all phases of commodity trading activities.
• CSTF is relationship manager for Independent Commodity Traders and for some Commodity Corporates.
• CSTF is product partner for RM offices of most Commodity Corporates.

Function positioning

• Provide credit analysis and monitor risks/deadlines to support the credit process and transaction execution.
• Support Relationship Managers to enable the effective development, execution and management of customer relationships.
• Support Head of Portfolio Management to enhance the credit process, contribute to strategic initiatives as well as provide support to the overall portfolio management.
• Be responsible for product management of the CSTF product suite as relevant, ensuring all trade finance products are sold within the set parameters and adhere to product policies and service requirements agreed.
• ETBO have been assigned the responsibility to co-ordinate the tasks of the product manager on behalf of CSTF with regular input from CSTF.

The role includes the following:

• Manage a portfolio of credit accounts, which require supporting Relationship Managers; performing credit-related due diligence; identifying and quantifying risk drivers and proposing mitigants in structured and vanilla transactions; transaction execution; monitoring deadlines; and reviewing and executing facility documentation.
• Prepare credit applications (renewals, new facilities, amendments and waivers) and internal borrower ratings, providing approval recommendations.
• Assist Relationship Managers in their review and execution of Facility and Security documentation to ensure that commercial and legal aspects meet MUFG standards.
• Conduct data manipulation and analysis, including running financial scenarios, to enable interpretation of figures, patterns and trends and provide relationship managers with information to support decision making.
• Conduct research from a range of generalised and specialist sources, extracting relevant information and summarising data to inform decision making at more senior levels.
• Contribute to the development, adaptation and application of policy and procedures to ensure a compliant and rigorous approach to the management of any risk which can negatively affect the portfolio.
• Liaise with internal counterparts throughout MUFG and with external counterparts to gather relevant information to support decision making and planning.
• Collaborate with internal counterparts to develop compromise solutions for challenging credit cases.
• Understand the business, regulatory and risk framework, working with the business to assist its growth while ensuring compliance with internal policies and risk appetite.
• Support the Head of Portfolio Management to enhance the credit process, contribute to strategic initiatives as well as support the overall portfolio management.
• Develop and guide graduates and interns to expand their credit skillset and profile.

In order to be successful in the role, you will need the following:

• Good corporate credit analysis and research skills, including stress testing and modelling, ideally gained in a banking environment (ideally minimum 2 years).
• Experience in a Credit Sanctioning Department.
• A background in natural resources finance.
• Specialist knowledge and extensive experience in credit analysis.
• Strong analytical and numeracy skills based on relevant credit systems and models.
• Strong presentation and communication skills, both oral and written.
• Computer literacy, including core Microsoft Office suite (Excel, PowerPoint).
• Preferably specialized in energy commodities, metals, or agricultural commodities.

Personal requirements:

Integrity and Responsibility

• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective

Professionalism and Teamwork

• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally

Challenge Ourselves To Grow

• Influence and Inspire Others
• Lead Change & Seek Continuous Improvement
• Think Strategically
• Manage and Develop Talent

Besides that we will offer you:

• 8% holiday allowance and 13th month payment.
• 30 vacation days per year, with the option to buy 15 additional days.
• Commuting allowance based on annual public transport 2nd class, most economical way, or € 0,23 per km with a max of 75 km one way.
• €5,00 net remote working compensation per day, with a maximum of €60,00 per month.
• Possibility to order a mobile phone (up to €800,-).
• Possibility to order office equipment for the home office (up to €500,-).
• Remote Working Policy, i.e. Working From Home (WFH) and remote working in another country.
• Bicycle plan (fiscal benefit).
• Company fitness (fiscal benefit).
• Mental health workshops and budget for external courses (i.e. Dutch language classes).
• Employee contribution towards pension insurance (max 5%, currently 2%); the pension scheme is based on a defined contribution scheme.
• Training and development possibilities.

The role is based in the Netherlands, and all candidates need to be willing to relocate to the Netherlands. Internal employees will be supported in case of relocation.

We are open to considering flexible working requests in line with organisational requirements.