Credit Analyst, Japanese Corporate Banking Division

Would you like to work for one of the World's largest banks in an exciting, dynamic and international environment?

We are currently recruiting for a Credit Analyst at Analyst or Associate level for our Japanese Corporate Banking Division (JCBD) in Amsterdam.

About MUFG

Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,000 locations in more than 40 countries. The Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges. For more information, visit https://www.mufg.jp/english.

About MUFG in the European Economic Area

Following the decision taken by the UK in 2016 to leave the European Union, MUFG has taken all of the necessary steps to ensure the continuation of all services to clients, regardless of their location. Clients located in the European Economic Area (EEA) access services through MUFG Bank (Europe) N.V. as well as MUFG Securities (Europe) N.V.

About MUFG Bank (Europe) N.V.

MUFG Bank (Europe) N.V. (MBE) is a fully-owned subsidiary of MUFG Bank, headquartered in Amsterdam. With offices throughout Europe, our teams provide clients with comprehensive financing solutions spanning Coverage & Structured Finance, Capital Markets and Transaction Banking, using MUFG’s global reach to provide bespoke solutions. With 73 green, sustainability, sustainability-linked and transition bond tranches in 2021 and 51 sustainability-linked loans in EMEA in 2021, MUFG is committed to supporting clients to achieve sustainable business growth.

Please visit our website for more information – https://www.mufgemea.com/mbe

Your impact at MUFG

JCBD is a front office in charge of business development of customers located primarily in the Netherlands, Germany, Brussels, Vienna and Spain.

The team will play a critical role in enhancing transparency by mapping the support stance and ability for the parent companies of our clients across various credit client relationships, conducting risk acceptance checks, and supporting early warning frameworks to strengthen risk management and reporting. The team will collaborate with the relationship managers and working closely with credit analysts.

Function positioning

The role will require an ability to meet specific deadlines for the annual credit reviews, facility and borrower rating renewals of existing customers, specializing in the assessment of the parent company of borrowers, as well as to be able to respond to an urgent ad-hoc request from the credit analysts as well as relationship management team.

The role includes the following:

• Collecting and analysing internal data by reviewing internal systems and documentation to extract information to identify the parent company’s support stance for our corporate clients;
• Populating and maintaining a comprehensive flowchart that visually represents the support stance of the parent company. Ensuring updates are accurate and reflect the latest internal and external developments;
• Collaborating with Relationship Management teams to validate client-specific details and coordinating with Credit Analyst Teams to confirm credit-related aspects and ensuring alignment and consistency across different offices;
• Creating summary comments for the parent company’s support stance including the ability to support;
• Completing risk acceptance criteria check sheets and assisting in monitoring compliance;
• Supporting the early warning framework through daily review of indicators, liaising with relationship management team as well as credit analyst team;
• Preparing monthly reports and meeting materials for the early warning framework;
• Collaborating across teams to ensure timely and accurate information flow and documentation;
• Undertaking and supporting various credit related tasks as directed by the Department Head, team leader of credit analyst team as well as the senior management;
• Working proactively to develop technical skills to obtain good understanding of Bank’s global policies and JCBD for EMEA specific policies and procedures.

In order to be successful in the role, you will need the following:

Work experience:

• Experience in credit analysis and/or in a front office function is desirable

Functional / Technical Competencies:

• Effective communication and stakeholder management abilities;
• Prior experience in banking or financial services preferred;
• Highly numerate with a good attention to detail, strong customer focus and sound organizational skills;
• Ability to manage various tasks and work towards tight deadlines;
• Sounds knowledge of Word, Excel, and PowerPoint;
• Fluency in Japanese (speaking, writing, listening) and English is required.
• Candidate must be aware of Japanese working culture and its demand;
• A proactive, motivated approach;
• Excellent attention to detail and accuracy;
• Strong numerical skills and strong customer focus;
• Team player;
• Strong interpersonal and communication skills;

Education / Qualifications:

• Degree Level and/or relevant industry expertise

Personal requirements:

Integrity and Responsibility

• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective

Professionalism and Teamwork

• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally

Challenge Ourselves To Grow

• Influence and Inspire Others
• Lead Change & Seek Continuous Improvement
• Think Strategically
• Manage and Develop Talent

What do we have to offer:

We offer you a role in one of the largest banks of the world in a growing and international environment. You have various opportunities to develop yourself and we will support you with that by offering various training and development possibilities.

• We take into account your home situation and your ambitions and help you to balance work and private life.
• Monthly team events.
• To work in an ambitious, international environment with colleagues from different countries and cultures, who strive for the best.

Besides that we will offer you:

• Gross salary based on experience and consistent with the market.
• 8% holiday allowance and 13th month payment.
• 30 vacation days per year. Optionally, you can buy 15 additional days.
• Commuting allowance based on annual public transport 2nd class, most economical way, or € 0,23 per km with a max of 75km one way.
• €5,00 net remote working compensation per day, with a maximum of €60,00 per month.
• Possibility to order a mobile phone (up to €800,-)
• Possibility to order Office Equipment’s for the home office, (up to €500,-)
• Remote Working Policy i.e. Working From Home (WFH) and Remote Working in another Country.
• Bicycle plan (fiscal benefit)
• Company fitness (fiscal benefit)
• Mental health workshops and budget for external courses (i.e. Dutch language classes).
• Employee contribution towards Pension insurance (max 5%, currently 2%), our pension scheme is based on a defined contribution scheme.
• Training & development possibilities paid by the bank

Additional information:

Acquisition in response to this vacancy is not appreciated.

The role is based in the Netherlands. All candidates need to be willing to relocate to the Netherlands. Internal employees will be supported in case of relocation.