Analyst / Associate, Credit Analyst JCBD

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Would you like to work for one of the world's largest banks in an exciting, dynamic and international environment?

We are currently recruiting for a Credit Analyst at both Analyst and Associate levels for our Japanese Corporate Banking Division (JCBD) in Amsterdam.

About MUFG Bank (Europe) N.V.

MUFG Bank (Europe) N.V. (MBE) is a fully-owned subsidiary of MUFG Bank, headquartered in Amsterdam. With offices throughout Europe, our teams provide clients with comprehensive financing solutions spanning Coverage & Structured Finance, Capital Markets and Transaction Banking, using MUFG’s global reach to provide bespoke solutions. With 73 green, sustainability, sustainability-linked and transition bond tranches in 2021 and 51 sustainability-linked loans in EMEA in 2021, MUFG is committed to supporting clients to achieve sustainable business growth.

Your impact at MUFG

JCBD is a front office in charge of business development of customers located primarily in the Netherlands, Germany, Brussels, Vienna and Spain. The team plays a critical role in enhancing transparency by mapping the support stance and ability for the parent companies of our clients across various credit client relationships, conducting risk acceptance checks, and supporting early warning frameworks to strengthen risk management and reporting. The team collaborates with relationship managers and works closely with credit analysts.

Function Positioning

The role requires the ability to meet specific deadlines for annual credit reviews, facility and borrower rating renewals of existing customers, specializing in the assessment of the parent company of borrowers, as well as responding to urgent ad-hoc requests from credit analysts and the relationship management team.

Key Responsibilities

• Collect and analyse internal data by reviewing internal systems and documentation to extract information to identify the parent company’s support stance for our corporate clients.
• Populate and maintain a comprehensive flowchart that visually represents the support stance of the parent company, ensuring updates are accurate and reflect the latest internal and external developments.
• Collaborate with Relationship Management teams to validate client-specific details and coordinate with Credit Analyst Teams to confirm credit-related aspects and ensure alignment and consistency across different offices.
• Create summary comments for the parent company’s support stance, including the ability to support.
• Complete risk acceptance criteria check sheets and assist in monitoring compliance.
• Support the early warning framework through daily review of indicators, liaising with the relationship management team as well as the credit analyst team.
• Prepare monthly reports and meeting materials for the early warning framework.
• Collaborate across teams to ensure timely and accurate information flow and documentation.
• Undertake and support various credit-related tasks as directed by the Department Head, team leader of the credit analyst team, as well as senior management.
• Work proactively to develop technical skills to obtain a good understanding of the Bank’s global policies and JCBD for EMEA specific policies and procedures.

Requirements

Work Experience

• Experience in credit analysis and/or in a front office function is desirable.

Functional / Technical Competencies

• Effective communication and stakeholder management abilities.
• Prior experience in banking or financial services preferred.
• Highly numerate with good attention to detail, strong customer focus, and sound organizational skills.
• Ability to manage various tasks and work towards tight deadlines.
• Sound knowledge of Word, Excel, and PowerPoint.
• Fluency in Japanese (speaking, writing, listening) and English is required.
• Awareness of Japanese working culture and its demands.
• A proactive, motivated approach.
• Excellent attention to detail and accuracy.
• Strong numerical skills and strong customer focus.
• Team player.
• Strong interpersonal and communication skills.

Education / Qualifications

• Degree level and/or relevant industry expertise.

Personal Requirements

• Integrity and Responsibility
• Balance Risk with Opportunity
• Customer Focus
• Demonstrate Global Perspective
• Professionalism and Teamwork
• Drive For Results
• Collaborate and Build Partnerships
• Communicate Effectively and Professionally
• Challenge Ourselves To Grow
• Influence and Inspire Others
• Lead Change & Seek Continuous Improvement
• Think Strategically
• Manage and Develop Talent

What We Offer

• A role in one of the largest banks in the world in a growing and international environment.
• Various opportunities to develop yourself, supported by training and development possibilities paid by the bank.
• Support to balance work and private life, taking into account your home situation and ambitions.
• Monthly team events.
• An ambitious, international environment with colleagues from different countries and cultures, who strive for the best.
• Gross salary based on experience and consistent with the market.
• 8% holiday allowance and 13th month payment.
• 30 vacation days per year, with the option to buy 15 additional days.
• Commuting allowance based on annual public transport 2nd class (most economical way), or €0.23 per km with a max of 75km one way.
• €5.00 net remote working compensation per day, with a maximum of €60.00 per month.
• Possibility to order a mobile phone (up to €800).
• Possibility to order office equipment for the home office (up to €500).
• Remote Working Policy, including Working From Home (WFH) and Remote Working in another Country.
• Bicycle plan (fiscal benefit).
• Company fitness (fiscal benefit).
• Mental health workshops and budget for external courses (e.g., Dutch language classes).
• Employee contribution towards Pension insurance (max 5%, currently 2%), with a defined contribution scheme.

Additional Information

• The role is based in the Netherlands. All candidates need to be willing to relocate to the Netherlands. Internal employees will be supported in case of relocation.
• For more information regarding this position, you can contact our Talent Acquisition Specialist at: anna.maninetti@nl.mufg.jp
• We are open to considering flexible working requests in line with organisational requirements.

Our Culture Principles

• Client Centric
• People Focused
• Listen Up. Speak Up.
• Innovate & Simplify
• Own & Execute