Associate Director

Join us as an Associate Director within our Large Corporate Lending team based in London, Birmingham or Bristol.

LCL provides thought leadership for appropriate lending solutions for corporate clients. The team leads the structuring and origination discussions with clients and credit, helping drive existing and new lending activity.

What you will be doing:

• Support Structuring Directors/Vice Presidents, Large and Mid-Corporate Relationship Directors and product partners in the origination, structuring and execution of UK mid-large market debt finance deals in a dynamic and competitive marketplace.
• Consider past and predicted business performance, sector, market and peer group dynamics, macroeconomic and credit risk factors to provide high quality credit analysis and papers for financing requests of typically >£10m.
• Produce financial analysis, financial modelling and suitable sensitivity analysis to support business opportunities.
• Create pitch materials for clients to support the debt origination effort.

Essential Skills/Basic Qualifications:

• Proven credit analysis experience & structuring skills.
• Proactive ability to analyse and interpret financial statements and to research internal and external market data sources.
• Ability to work in dynamic environment often to tight timelines.
• A strong team player, but at the same time, is able to work under own initiative.
• Excellent written and oral communication skills including presentation skills with experience of presenting to both internal and external stakeholders.
• Understanding of the end-to-end lending journey in corporate banking.
• Awareness of different sources of corporate funding and the macro-economic factors affecting debt markets.

Desirable skills/Preferred Qualifications:

• Higher education degree or suitable professional qualification (e.g. ACCA, AMCT, CFA).
• Lending experience within a financial institution.

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, business skills and interpersonal skills, as well as job-specific technical skills.

Purpose of the role

To manage debt relationships with high-value corporate clients and potential clients. Provide support to the bank's senior management team in setting strategic direction and managing debt structuring risk across the organisation.

Accountabilities

• Collaboration with account managers to structure, recommend and fully implement relevant debt products and services to existing and potential clients.
• Management of debt structuring, including oversight of colleagues and their performance, implementation of departmental goals and objectives, oversight of department efficiency and effectiveness.
• Relationship management of debt structuring stakeholders, including identifying relevant stakeholders, and maintenance of the quality of external third party services.
• Management of key stakeholder relationships within target companies to understand their needs and recommend appropriate solutions.
• Management of debt structuring risk, including identification of potential risks, development of strategies to mitigate those risks, and maintenance of alignment between the bank’s debt structuring and compliance functions.
• Monitoring the financial performance of each transaction completed as well as the wider debt structuring department, including revenue, profitability, and cost control.
• Conducting thorough market research to understand market trends, competitive landscape, and regulatory changes to identify market opportunities.

Assistant Vice President Expectations

• To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions/business divisions.
• Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes.
• If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others.
• OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and/or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes.
• Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.
• Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.
• Take ownership for managing risk and strengthening controls in relation to the work done.
• Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.
• Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.
• Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.
• Influence or convince stakeholders to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.