Product Owner Detecting Financial Crime Transaction Monitoring

International Card Services (ICS) is a payment service provider and market leader in issuing credit cards in the Netherlands, with a subsidiary in Germany. We have been issuing, promoting, administrating, and processing payments of Visa and Mastercard credit cards for over 30 years. ICS issues credit cards both under its own brand and in conjunction with co-branding partners, for both Consumer and Commercial clients. In addition, we offer various other financial services and products.

Our credit cards can be used Worldwide to pay at more than 46 million addresses and in any currency. In the Benelux, there are now about 2.7 million people with a credit card issued by ICS. Our customers not only pay carefree everywhere, but also with extra security: their purchases are insured, and we guarantee delivery. 😊

Our purpose ‘Carefree Payments’ and our vision and our mission ‘We offer our customers and partners relevant, sustainable and secure payment products’ are at the heart of all our activities. We believe that this sets us apart from other companies. In other words: a solid reason to choose ICS.

In our view, reliability, security, and carefree payment should go hand in hand. We unburden our customers when it comes to payment solutions. And offer them the opportunity for carefree payments everywhere. In this way we contribute to a safer society and increase confidence in our financial institutions.

The culture within ICS can be described as helpful, people-oriented, and service-oriented. Service is in the genes. Our core values are: Courage, Care, and Collaboration.

Werkomgeving

You work in a dynamic environment at the intersection between Product, Operations, Compliance, and IT. We’re located in Diemen, and we have a hybrid working culture, with working 2 days in Diemen. The culture within ICS can be described as helpful, people-, and service-oriented. Service is in our genes.

The new department Product, Solutions & Control (PS&C) consists of 6 domains that are highly interconnected and need to work together with all other departments of ICS, ABN AMRO, and other relevant stakeholders. The TM Strategy team is placed under the Client Integrity department and mitigates AML, Sanctions and TF risks related to the WWFT with a state-of-the-art TM landscape working near-real-time, is effective, robust and ready for capabilities like Machine Learning modelling and AI.

Je werk

As Product Owner TM for Transaction Monitoring, you will play a critical role in shaping the ICS Transaction Monitoring landscape further. We’re aiming for a “Champions League” performance over the next few years. To be able to achieve that, we want you to be able to:

• Support change processes, with a focus on the long-term, strategic level to mitigate the ICS Client Integrity risks even better, with the TM vendor.
• Be supporting for enabling specific TM policies and its adherence.
• Co-manage our Feedback loop process to push and pull TM insights to and from the entire organization and the TM vendor.
• Have a pre-sales mentality and soft skills to sell (internally) new functionality, technology, and political decisions and be able to translate and explain them externally.
• Support specific TM business- & data strategies.
• Assist in executing the Risk-Based Approach (RBA) for TM based on new iterations of the SIRA (updates).
• Staying in control in assessing problems, or other challenges in a risk-based way of working.
• Be yourself and grow yourself, while helping others!

Je profiel

We are looking for an experienced product owner/project manager who has earned her/his spurs in the areas of SIRA, KYC/CDD and Transaction Monitoring within a banking organization, a financial organization or consultancy. Do you think you fit in with us? Check your profile:

• Bachelor’s degree in a relevant area of knowledge or an equivalent way of thinking/working.
• Minimal 10 years of experience, of which 5 years with regard to FEC policy and regulations and Transaction Monitoring.
• Excellent communication skills (both in Dutch and English) to convey complex ideas clearly and concisely to different audiences, including senior management and cross-functional teams.
• Be able to manage expectations with an external TM vendor and vice versa.
• Wide experience with and knowledge of Transaction Monitoring, SIRA, KYC/CDD, Client Monitoring, Risk-Based Approach, and WWFT/FATF.
• Ability to lead complex programs and cultivate a culture of Courage, Care, and Collaboration, encouraging the team to innovate and challenge the status quo.
• Demonstrates resilience and adaptability through challenges, and fosters a culture of continuous learning.
• Highly values collaboration, inter-team effectiveness, and decision-making capabilities. Excels in stakeholder management and embodies the organization's core values.
• Demonstrates ownership by taking responsibility for one's actions, decisions, and their consequences, demonstrating accountability and commitment towards achieving goals or resolving issues.

Wij bieden

This job offers the opportunity to create, maintain and broaden your network within KYC and TM.

• We offer you a lot of room to grow and the freedom to get the best out of yourself.
• We help you to stay fit & vital.
• A monthly salary appropriate to the position.
• A personal development budget of €1,000 per year.
• An annual public transport subscription.
• A good pension scheme.

The success of our organization stands or falls with the quality of our people and the ideas they have. Truly surprising insights and innovative solutions for our customers arise through an interplay of cultures, knowledge, and experience. Therefore, diversity is incredibly important to our organization. To ensure that all colleagues within ABN AMRO can develop their qualities, we promote an inclusive culture in which everyone feels involved and appreciated.