Wholesale Credit Risk Portfolio Analyst

Wholesale Credit Risk Portfolio Analyst

Step into the role of a Wholesale Credit Risk Portfolio Analyst, where you’ll work closely with senior risk management as part of the Analytics team aiming to deliver on key technology infrastructure projects, develop and enhance credit risk monitoring and analytical capabilities, as well as help inform strategic business decision making for the Investment Bank. The role requires the ability to critically process information pertaining to evolving credit risks in the market and the bank’s portfolio, be able to clearly articulate risk concerns and drive broad engagement in the team’s core priorities.

Key Skills Required

• Previous experience working in Credit Risk, Market Risk, Investment Banking or Markets preferable
• Demonstrate strong analytical and communication skills as well as work with a diverse range of colleagues across the globe
• Having a control based mindset and an eye for detail
• Ability to code in SQL and/or Python to an intermediate standard
• Self-motivated, capable of working independently, and to a high standard.

Other Highly Valued Skills

• Strong problem-solving skills
• Interest in markets, geo-politics, macro-economics
• Ability to manage multiple deadlines across competing priorities.

You may be assessed on key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills.

Purpose of the Role

To manage and optimise the bank's overall credit risk exposure by monitoring, analysing, and reporting on the creditworthiness of its lending portfolio.

Accountabilities

• Monitoring the financial performance and risk profile of the entire lending portfolio, including individual borrowers, sectors, and geographic regions.
• Analysis of credit trends, identify early warning signs of potential borrowers' issues, and assess the impact of economic and market developments on the portfolio.
• Development and utilisation of quantitative models and risk forecasting tools to measure and predict potential credit losses.
• Performance of portfolio stress testing exercises to assess the impact of various economic and market scenarios on the portfolio's risk profile.
• Definition and setting of portfolio, segment and customer risk appetite, policy and limits. Overseeing first line execution within these parameters.

Assistant Vice President Expectations

• Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues.
• Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda.
• Take ownership for managing risk and strengthening controls in relation to the work done.
• Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
• Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy.
• Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively.
• Communicate complex information. 'Complex' information could include sensitive information or information that is difficult to communicate because of its content or its audience.
• Influence or convince stakeholders to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.