Product manager Growth Accelerator 0-30: Shared Wallet / Social finance

Step into the heart of growth and innovation and help shape our ambition to become the leading bank for young people.

Within the Growth Accelerator 18 to 30, we work every day on creating innovative digital customer experiences in the Rabo App. We translate customer behavior and performance data into sharp insights and well-founded decisions, and turn these into scalable solutions with a direct impact on both customer experience and commercial results.

You will work in multidisciplinary teams alongside top professionals in their fields, including proposition managers, journey experts, designers, data analysts, developers, architects, business analysts and product owners. Together, we drive impact from start to finish, from defining the right customer problem to experimenting, building, launching and continuously improving our solutions.

We value speed and action. As a dedicated unit with a clear focus and decision-making autonomy, we do not get stuck in reports. We turn insights directly into choices, actions and measurable results.

Together, we are building the future of banking through strong propositions, smart products and digital experiences that truly make a difference for young people.

You & your job

Within the Growth Accelerator, you are responsible for leading a single squad as a Product Manager. You build shared financial experiences that enable customers to manage money together in a simple, transparent, and reliable way.

Our ambition is to support people in saving, spending, and maintaining control over shared finances; from housemates and couples to friends and larger groups. This requires products that build trust, remove friction, and facilitate social interaction.

In this role, you are responsible for the development of shared financial products and experiences. Where relevant, you explore and apply partner or buy-over-build strategies to accelerate value delivery.

Top 3 responsibilities

• Develop shared financial experiences that help customers save, spend, and maintain control over joint finances in a simple, transparent, and reliable way.
• Understand social and shared money dynamics, such as trust, transparency, agreements, and shared responsibility, and translate these into products that reduce friction and support social interaction.
• Lead the squad and collaborate with stakeholders within the Rabobank CPO domain to make strong product decisions, including exploring and potentially applying partner or buy-over-build strategies.

You & your talent

• 5+ years proven experience as a Product Owner in a DevOps team, owning customer-facing digital products
• Experience with products involving shared or social financial use cases, such as joint accounts, group payments, subscriptions, budgeting, or peer-to-peer flows, or a clear affinity with these domains
• Ability to understand social and behavioural aspects of money, such as trust, transparency, agreements, and shared responsibility, and translate these insights into intuitive product solutions
• Demonstrated experience with partner integrations and/or evaluating buy-over-build strategies as part of product development
• Strong customer-centric mindset, balancing customer value, usability, and business impact
• Experience driving improvements in complex, cross-department environments
• Strong execution skills: you set clear priorities and turn ideas into reality. You are able to estimate work effectively and build a product backlog from scratch
• Takes ownership, shows personal leadership and is willing to make clear choices
• A true team player who inspires others and enjoys working together
• Flexible and adaptable in a dynamic and fast-changing environment
• You understand the Dutch banking landscape and are based in the Netherlands. Please note that relocation support is not available.

What we offer you

• A thirteenth month, 8% holiday allowance, and a 10% Employee Benefit Budget.
• EUR 1,400 development budget per year for your growth and development.
• A balance between home and office work (possible for most roles).
• Decide for yourself the amount of your personal pension contribution.