Medical Underwriter

About Insify

We are a start-up offering an end-to-end digital insurance platform focusing solely on European entrepreneurs and SMEs. We offer the best insurance to our customers thanks to our focus on user experience, our leading underwriting services, and our expertise in data. In short, we’ve made getting insured quick, transparent and simple.

We know how to innovate—our team of seasoned entrepreneurs has built a host of successful businesses in fintech and e-commerce (HelloFresh, Bloomon and SumUp to name a few!). We’ve already raised over €25M in funding from leading investors who love what we do and see the potential for a revolution in digital insurance.

We started our journey in the Netherlands and with our mission to make business insurance fast, simple and fair we have been able to have a significant impact on that market. Since last year we also serve customers in France and Germany, and are rapidly expanding across the rest of Europe!

How we work

At Insify, we’re building more than just an insurance company—we’re creating a culture that’s bold, caring, and built to make a real difference. Everything we do is driven by our core values: grit, impact, care, and entrepreneurship.

We show up with passion and perseverance. We solve real problems and put people first—especially our customers. And we’re always looking for smarter, faster, more human ways to do things.

That’s also why we’ve chosen a pro-office approach. We believe that working together, face to face, sparks creativity, builds stronger teams, and helps us learn faster—especially for new joiners. From spontaneous brainstorms to shared lunches, being in the same space makes the magic happen.

Joining Insify means being part of a team that truly backs each other and the entrepreneurs we serve. If you’re ready to grow, innovate, and help reshape the insurance industry from the inside out—we’d love to meet you.

Operations Team

We’re the ones building trust with every interaction—whether it’s a sale, a support conversation, or handling a claim. We make sure prospects and customers feel supported, heard, and cared for. Speed and quality matter to us, and we track our progress closely so we can keep improving. Looking ahead, we’re preparing for medical underwriting in 2025—another step in making our service even stronger.

What you'll be doing:

As a Medical Underwriter, you will play a key role in evaluating applications for disability insurance from a medical and technical perspective, ensuring compliance with underwriting guidelines, and supporting product development. This position is critical for delivering accurate, fair, and timely decisions to serve the interests of our customers and our business.

• Medical Underwriting: Evaluate individual disability insurance applications based on medical, technical and occupational risk factors. Analyse medical reports, case files, and additional documentation to assess risk levels. Ensure adherence to underwriting policies, guidelines, and regulatory requirements.
• Team Collaboration: Work closely with medical advisors, medical support agents, external medical professionals, the operations and product teams, as well as external partners to streamline processes. Provide medical risk insights to cross-functional teams to improve product offerings. Collaborate with claims teams on cases requiring medical expertise.
• Process Development: Assist in developing and implementing efficient medical underwriting processes and procedures. Contribute to automation and digital innovation in underwriting workflows.
• Customer Experience: Communicate underwriting decisions effectively and empathetically to customers and stakeholders. Support initiatives to improve customer satisfaction and turnaround times.
• Regulatory Compliance: Stay informed about relevant legal and medical guidelines in the Dutch disability insurance market. Ensure full compliance with industry standards and Insify’s internal policies.

What you'll need

• Proven experience (3+ years) as a medical underwriter, preferably in disability insurance or similar product lines.
• Strong knowledge of the Dutch AOV disability insurance market and regulatory environment.
• Familiarity with medical terminology, occupational risks, and underwriting practices of leading market players. Familiarity with Swiss Re Life Guide is a plus.
• Excellent analytical skills and the ability to make data-driven decisions.
• Proficiency in Dutch (written and spoken); English proficiency is a plus.
• Bachelor’s degree in a relevant field (e.g., medicine, nursing, insurance, or business).
• Certification or training in medical underwriting is highly desirable.
• Exceptional attention to detail and organizational skills.
• Strong interpersonal skills to collaborate with colleagues and communicate with clients.
• A proactive mindset with a passion for continuous improvement and innovation.

What we offer

• Competitive compensation - we want to attract and retain the best so we are offering a compensation package that aligns with that.
• Pension plan - participation to Insify’s Pension Plan, with 6% employer contribution.
• Travel reimbursement - we help travelers with their commute.
• Hybrid - Possibility to work from home two times a week.
• 25 holidays days per year - (+ extra day on Christmas eve if it’s a weekday!)
• Subscription to Alleo - 50 EUR (net) monthly (cumulable) budget to spend on what you like - anything from gym memberships to UberEats!
• Company events - Monthly team drinks, quarterly offsites, lunch and learns, parties, merch and FUN!
• Company Macbook - get the best laptop to get your job done in no time!
• Quickly develop your career - there’s no better place to develop. We are growing and you can grow with us! Inhouse leadership programs and coaching
• High degree of autonomy - it’s time to ACTUALLY make an impact!