Credit Risk Data Analyst

Credit Risk Data Analyst

Summary:

NIBC Bank is looking for a Credit Risk Data Analyst for our Modelling & Data Analytics team!

What will you do?

Co-lead the further development of the Risk Data Domain and related business processes

• Continuously improve data management processes, tools, and solutions
• Design, develop, and automate data processes to ingest new internal and external data sources
• Translate requests from the modelling team to functional and data requirements
• Help to strategize, plan and execute in collaboration with Data & Analytics department

Become a subject matter expert for all credit risk data related questions within MDA

• Become an expert on credit risk data incl. Definition of Default
• Identify information needs and data requirements within MDA
• Define and maintain data quality requirements and business rules
• Assist in data quality analysis and testing
• Identify and help resolve data issues

Boundary spanning

• Bridge core risk functions with IT, Data Management, Business and Finance
• Take part in bank-wide projects that span over several knowledge domains and require effective communication with multiple stakeholders

Your team

MDA offers an open, positive, and challenging environment through a diverse range of activities and projects. You'll join a highly dynamic and educated team at the heart of various processes. Our team is responsible for IRB and IFRS9 credit risk models, bank-wide stress testing as well as ESG hedge accounting and counterparty credit risk modeling. The team also plays a leading role in the ongoing bank-wide transformational change programs.

As part of our small team, you will assume substantial responsibilities and gain extensive exposure to credit risk data and models. You will have the opportunity to make an immediate impact by taking our risk data management to the next level. In your role you will bridge between core risk functions, data management and IT.

NIBC as an employer

Founded in 1945 to finance the visionary entrepreneurs who helped rebuilding the Netherlands after the second World War, NIBC was closely collaborating while professionally supporting companies and individuals in realizing their dreams and goals with a sustainable future in mind. As a midsize bank with a multicultural working environment that is best described as dynamic and ambitious, we share a forward-thinking, can-do attitude with our employees and clients which we call our THINK YES mentality. Our corporate values are Professional, Adaptive, Collaborative and Entrepreneurial. You will have a direct and meaningful impact on both the bank and its clients. By building our company on optimism and mutual trust, and with our THINK YES mentality, NIBC is an enterprising bank that enables ambitions.

What’s in it for you?

• A role giving you exposure to various internal stakeholders where you can learn and take as much responsibility as you can handle;
• Opportunity to make a difference and see the direct impact of your work. As a relatively smaller and dynamic firm, NIBC allows you to not only deepen your expertise but also to have a good grip of the bigger picture;
• Be a member of a diverse international team (9 nationalities so far) where collaboration and teamwork are at the core;
• A collegial environment where you can learn from the diverse experience of team members.

NIBC is an ambitious environment where together we strive to create a fantastic workplace where you feel safe and challenged to be the best version of yourself. This is in line Professional, Adaptive, Collaborative and Entrepreneurial, since you are in the lead of setting the PACE of your career at NIBC. In addition, you receive a competitive salary, plus:

• Several ways to support your development personally and professionally, a personal development budget to spend at your own discretion, professional budget provided by your manager to develop yourself in your work, and an in-house training offering;
• NIBC embraces the Hybrid way of Working. This means that we support working from home as well as encourage our colleagues to come to the office. NIBC's guideline is to spend at least half of the working time at the office;
• Travel expenses or NS Business Card 1st class;
• 32 holidays (which do not have to be registered);
• Excellent pension scheme (26% NIBC contribution);
• A voucher to improve your home office;
• The opportunity to take ownership and show initiative in your role. We are always open to new ideas, and encourage to use your voice;
• The nature of our Grow to Make a Difference program enables you to be in charge of your own development;
• Two staff associations: YoungNIBC and MyLeisure;
• Vitality program, annual company-wide sports & leisure days;
• Monthly internet allowance;
• Laptop and a company phone;
• Excellent facilities at the office (Coffee corner, Restaurant, Exchange bar);
• Last but not least, a fun workplace in which diversity and inclusion is valued.

What do you bring?

• A positive ‘can do’ mentality;
• Good verbal and written communication skills (English);
• Proven advanced SQL programming skills;
• Hands-on experience with data intensive solutions and processes within banking (Risk and/or Finance domain);
• Hands-on experience with risk modeling and/or risk reporting in at least a supporting role is preferred;
• Hands-on experience with Databricks is strongly preferred;
• Hands-on ETL/ELT tooling experience is preferred but not required;
• Python programming skills are preferred but not required.

“NIBC is an enterprising bank that enables ambitions.” NIBC Team