iwoca
iwoca offers flexible credit to small businesses across Europe, allowing them to take advantage of opportunities previously only available to their larger peers.
We launched iwoca in 2012 and have already grown into one of Europe's leading fintech lenders. More startup than financial institution, we use technology to eliminate the cost and complexity associated with traditional business finance.
iwoca offers flexible credit to small businesses across Europe, allowing them to take advantage of opportunities previously only available to their larger peers.
We launched iwoca in 2012 and have already grown into one of Europe's leading fintech lenders. More startup than financial institution, we use technology to eliminate the cost and complexity associated with traditional business finance.
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In 2012 Christoph and James were both working in finance when they noticed that banks had slowed their lending to small businesses. Business owners faced long waits, absurdly rigid criteria, and endless paperwork; back then, the lending system just wasn’t set up for small business.
Christoph and James thought investment should generate choices and opportunities, not anxiety and frustration. So they…
In 2012 Christoph and James were both working in finance when they noticed that banks had slowed their lending to small businesses. Business owners faced long waits, absurdly rigid criteria, and endless paperwork; back then, the lending system just wasn’t set up for small business.
Christoph and James thought investment should generate choices and opportunities, not anxiety and frustration. So they decided to build a lending service to strip out the hassle and get to know what small businesses need. It’s instant working capital - that’s how the name iwoca was born.
Over the past eight years, we’ve funded tens of thousands of small businesses from cafés to car dealers, salons to solicitors, from the top to the bottom of the country. They use iwoca finance to invest in growth, buy new stock, hire staff, and start new projects. Our goal is to fund a million businesses and we won’t slow down after that.
In 2012 Christoph and James were both working in finance when they noticed that banks had slowed their lending to small businesses. Business owners faced long waits, absurdly rigid criteria, and endless paperwork; back then, the lending system just wasn’t set up for small business.
Christoph and James thought investment should generate choices and opportunities, not anxiety and frustration. So they decided to build a lending service to strip out the hassle and get to know what small businesses need. It’s instant working capital - that’s how the name iwoca was born.
Over the past eight years, we’ve funded tens of thousands of small businesses from cafés to car dealers, salons to solicitors, from the top to the bottom of the country. They use iwoca finance to invest in growth, buy new stock, hire staff, and start new projects. Our goal is to fund a million businesses and we won’t slow down after that.
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