Treasury Manager (ALM)

Treasury is where Mollie's balance sheet takes shape, making sure that the balance sheet is safe, well-funded and resilient. As Treasury Manager, you will be one of the first people building the Asset & Liability Management (ALM) function for Mollie.

Build with us

Mollie aims to make payments and money management effortless for every business in Europe.

More than 250,000 companies use Mollie to get paid, manage money and grow, with products designed to be simple, scalable, and dependable.

With 950+ Mollies across 14+ locations, the company cares deeply about autonomy and craft. Teams work in small groups, with real ownership, and trust people to make the right decisions.

Mollie is building for the long term, providing the tools, reliable processes, and a balanced work environment to help people do work they are proud of.

Your impact

This is a genuine 0-to-1 role. There is no legacy ALM framework to maintain, no existing ILAAP to update, and no established models to inherit. You will help design and build the liquidity risk framework, the interest rate and credit spread risk approach, and the funding and balance sheet strategy. Your work will feed directly into Mollie’s licence application and, once authorised, into how Mollie manages its liquidity and funding risks.

You will work closely with product teams, Finance, and Risk Domains, and your analysis will be seen by senior leadership and, eventually, by the regulator. As Mollie moves from application to operation, your scope will grow from building the framework to running it.

What you'll ship

• Build and own the core building blocks of Mollie liquidity risk framework, including the ILAAP, LCR/NSFR monitoring, and liquidity stress testing.
• Develop Mollie’s approach to interest rate risk and credit spread risk in the banking book (IRRBB/CSRBB), from risk identification through to models, limits and hedging strategy.
• Contribute to the design of Mollie’s funding and balance sheet strategy, including deposit mix, funding diversification and balance sheet construction.
• Build the Contingency Funding Plan and related early-warning indicators, so Mollie knows exactly what to do under stress before it needs to.
• Produce clear, well-documented policies, methodologies and models that will stand up to scrutiny from DNB/ECB, external auditors, and Mollie's own second and third lines of defense.
• Support senior leadership (ALCO or its future equivalent) with the analysis, reporting and recommendations it needs to make sound balance sheet decisions.
• Partner with Risk, Finance and external advisors to make sure Treasury's frameworks are consistent with Mollie’s wider risk appetite and governance.

What you'll bring

• Around 5+ years of experience in Treasury, ALM or balance sheet risk management, ideally within a bank, though experience in a fintech, PSP or consultancy building similar frameworks is also relevant.
• Solid working knowledge of liquidity risk (LCR/NSFR, ILAAP) and/or interest rate risk in the banking book (IRRBB/CSRBB). You do not need to be deep in both, but you understand how they connect to the balance sheet as a whole.
• Comfort building models and frameworks from a blank page. You are not looking for a well-worn playbook; you are excited to write the first one.
• Strong quantitative and Excel/financial modelling skills, with the discipline to document your logic clearly enough that someone else, including a regulator, can follow it.
• The ability to explain complex balance sheet risk topics clearly to non-specialists, and the confidence to defend your recommendations to senior stakeholders.
• Genuine curiosity about how AI can speed up the parts of this work that do not need a human, so more of your time goes toward judgment and design.

Grow your way

At Mollie, growth is personal. The company believes everyone should have the chance to develop their skills, explore new challenges and shape their career on their own terms.

You will get regular feedback and performance reviews to support your development, with fair and transparent salary reviews along the way. Many Mollies move into new roles or take on new projects to stretch themselves, and the company actively hires from within to help people take the next step.

No matter if you are aiming for promotion, exploring a different career path or building new skills, you will be supported with the tools, trust and opportunities to grow your way.

AI at Mollie

AI is core to how Mollie builds. It helps teams move faster, simplify work and make smarter decisions, creating real impact for the businesses they serve. Mollie is looking for people who are excited to use AI to shape the future of finance and banking.

Benefits

• 20 days working from abroad.
• Wellbeing budget of €60 per month net.
• Lifestyle and health support via OpenUp.
• 26 holiday days, plus an extra 2 days off between 27 and 31 December.
• Commute options including an NS Business Card and bike lease plan.
• Birthday off.
• One-off WFH equipment budget of €400 for new hires.
• Hybrid working with WFH and internet allowance at €60 a month.
• Discounted lunch with hot and cold meals plus snacks for less than €4.
• Health insurance support through ONVZ or €125 net towards your own insurance.
• Annual Mollieverse event.