Non-Financial Risk Specialist

Non-Financial Risk Specialist

At a glance

ABN AMRO Hypotheken Groep (AAHG) is expanding its 2nd line Risk Management organization. The AAHG Risk Management organization consists of three teams: Credit Risk, Information & Operational Risk (I&ORM) and the Risk Office. Together, as Entity Risk Type Owners (ERTO), we are responsible for risk control and risk oversight for all risks within AAHG. Risk Office is looking for a senior risk manager to join the team. Can you navigate through complex changes, manage a large field of stakeholders in both 1st line and 2nd line and provide a holistic view on risks that matter? If so, you might be the senior risk manager we are looking for.

Your job

The organization is currently facing increasing regulatory expectations. As such, the workload has become higher and more expertise is required to maintain the overall risk and control framework. Risk Office is responsible for risk control and risk oversight for a number of risk types within the Risk Taxonomy, such as sustainability risk, business risk and reputational risk. Also, Risk Office provides the Managing Board of AAHG and senior management of ABN AMRO with an integrated, holistic view on the most material risks within AAHG. As such, Risk Office plays an important role in keeping AAHG within the limits of the risk appetite. Furthermore, as owner of the AAHG Risk Governance Charter, Risk Office assures that AAHG acts within its mandate.

Your responsibilities:

• With your risk expertise, you contribute to risk assessments and regulatory (change) programs. You provide guidance to the 1st line to ensure risks are being identified, assessed, managed and reported in the entire Enterprise Risk Management (ERM) cycle.
• You independently provide concise and clear risk opinions (including recommendations and conditions) on relevant risk related matters. This ensures that the Managing Board of AAHG, the Global Product Approval Committee Home Financing (regarding Product Approval and Product Reviews) and the different AAHG risk committees can make informed decisions.
• As ERTO representative, you liaise between the relevant Risk Type Owners at ABN AMRO head office and 1st line Risk Type Experts within AAHG.
• You promote collaboration between the different 2nd line teams, the 1st line and management of both AAHG and ABN AMRO.
• You coordinate integrated 2nd line advices towards the different AAHG risk committees for all risk types.
• You contribute to the timely review of the AAHG risk governance arrangements, propose improvements where relevant and ensure that AAHG acts within its governance mandate.
• Support the business to implement and comply with internal risk policies, procedures and external regulatory requirements.

Working environment

ABN AMRO Hypotheken Groep is a 100% subsidiary of ABN AMRO BANK N.V. and operates with its own bank license. As the mortgage entity of ABN AMRO, AAHG is responsible for a substantial part of the bank's balance sheet and manages a portfolio worth approximately € 155 billion. AAHG has around 750,000 customers, that depend on us for receiving suitable mortgage services. AAHG is located in Amersfoort and employs approximately 1300 dedicated professionals. AAHG has a sole focus on residential real estate in the Netherlands. The main language used within the organization is Dutch but, due to the nature of our work, English writing skills are required. AAHG has a family-oriented and people minded culture. Courage, Care and Collaboration is at the heart of the organization.

Your profile

• Minimum of 8-10 years of experience in risk management within the Business, Credit Risk and/or Central Risk Management, preferably in a retail lending environment.
• Bachelor's or Master’s degree.• Broad knowledge of different risk types, able to provide an integrated/holistic risk vision.• Affinity with risk management, both from prudential supervisory and conduct supervisory viewpoint.• Knowledge of mortgages and Sustainability Risk is preferred.• Excellent verbal and written communication skills in both Dutch and English.• Capable of conveying risk-related information clearly to senior management and risk committees.

We are offering

• The gross monthly salary displayed above is based on a 36-hour work week, including vacation pay and benefit budget.
• The Benefit Budget is 11% of your salary. The Benefit Budget allows you to acquire additional employment benefits. If you make no purchases or reservations in the Benefit Shop in a given month, you are paid one twelfth of your Benefit Budget that month.• Five weeks of vacation per year. You have the option to purchase an additional four weeks per year.• Personal development Budget of € 1,000 per year, which you can accumulate up to € 3,000.• Possibility to work from home (in consultation with your team and depending on your position).• An annual public transport pass with free public transportation throughout the Netherlands.• An excellent pension scheme.

Interested?

Please do not hesitate to apply. For any questions, you may reach out to maarten.hoog@nl.abnamro.com. We would love to meet you!
Equal opportunities for allThe success of our organisation depends on the quality of our people and the ideas that they have. Truly surprising insights and innovative solutions for our clients result from an interplay of cultures, knowledge and experience. Diversity is therefore extremely important to our organisation. To ensure that everyone at ABN AMRO can develop their talents, we encourage an inclusive culture in which all colleagues feel engaged and appreciated.

Equal opportunities for all

The success of our organisation depends on the quality of our people and the ideas that they have. Truly surprising insights and innovative solutions for our clients result from an interplay of cultures, knowledge and experience. Diversity is therefore extremely important to our organisation. To ensure that everyone at ABN AMRO can develop their talents, we encourage an inclusive culture in which all colleagues feel engaged and appreciated.

Disclaimer external recruitment agencies

External recruitment agencies need to have a signed agreement with ABN AMRO BANK N.V., executed by a Talent Acquisition Specialist, when submitting a resume to a vacancy. In addition, a recruitment agency can only submit a resume when invited by a Talent Acquisition Specialist to join the search for a right candidate. All unsolicited resumes sent to us will be considered property of ABN AMRO BANK N.V. In this case, ABN AMRO will not be held liable to pay a placement fee.

Wie zijn je collega's?

“De manier van denken is belangrijker dan direct alle antwoorden paraat te hebben. Het gaat er meer om wat je doet als je de antwoorden niet hebt.”
Anna Zadorozhnaia, Senior Data Scientist

“Aan het begin van de coronacrisis hoefde een groot deel van onze klanten tijdelijk geen rente en aflossing over hun lening te betalen. Het voelt goed om ondernemers die het zwaar hebben te helpen.”
Sander Cremers, Portfolio Manager Financial Risk

“De financiële gegevens van alle afdelingen bundelen we tot begrijpelijke rapportages. Zo adviseren we het management over de financiële positie van het bedrijf.”
Rosalie Tulen, Junior Controller

“Je merkt heel duidelijk dat ABN AMRO in beweging is. Er zijn continu nieuwe projecten aan de gang, waarvan een groot deel met duurzaamheid te maken heeft.”
Niels Vlaming, Reporting Specialist