Reporting and balance sheet management analyst

International Card Services (ICS) is a 100% subsidiary of ABN AMRO Bank N.V. with its own independent bank license. ICS is a payment service provider and market leader in issuing credit cards in the Netherlands. We have been issuing, promoting, administrating, and processing payments of Visa and Mastercard credit cards for over 30 years. ICS issues credit cards both under its own brand and in conjunction with co-branding partners, for both Consumer and Commercial clients. In addition, we offer various other financial services and products. 😊

Your Job

You will work on balance sheet, liquidity, and capital management as well as having a key role in the monthly ALCO (Asset and Liability Committee) and the LCT (Liquidity Crisis Team). In addition, you will work on regulatory (reporting) topics (such as LCR, NSFR, FINREP, and COREP). As a reporting and balance sheet management analyst, you will play a critical role in shaping ICS’s balance sheet management and regulatory reporting landscape further.

To be able to achieve that, we want you to be able to:

• Be responsible for push and pull (Driver seat) in the ALCO and LCT for topics, such as

• Balance sheet management
• ALCO performance review
• Daily LCR and forecasting
• LCR steering actions
• Funding strategy of ICS
• Liquidity management: liquidity management policy, contingency funding Plan
• Capital management, policies, and its policy adherence from the Group
• IRRBB (Interest rate in the Banking Book)
• Feedback loop process ALCO and LCT on a higher level
• Shape the yearly RAS (risk appetite statement for enterprise risk and Liquidity risk) and provide first-line opinion.
• Expert in regulatory reporting and topics (LCR, NSFR, AMM, COREP, large exposures, Leverage ratio)
• Advise senior management on regulatory liquidity and capital-related matters (Basel regulations and Capital Requirements Regulations) and understanding the capital and liquidity implications for ICS
• Act as one of the primary contacts to ABN reporting/risk type owners and external auditors.

Experience in translating regulations into data and process requirements and testing IT changes.

Familiarity with implementing, monitoring, and improving control frameworks and ISAE reports.

Knowledge of Business Intelligence tools like Power BI is preferred.

Your Profile

We are looking for an experienced professional who is familiar with liquidity management and regulatory reporting within a banking or financial organization or within consultancy in these areas. Do you think you fit in with us? Check your profile:

• You are an entrepreneurial professional with a proactive attitude and a commitment to achieving excellent results.
• Your analytical insights enable you to perform essential analyses and identify connections that enhance balance sheet and reporting improvements.
• You are stress-resistant, detail-oriented, and organized.
• Master’s degree in Finance, Accountancy, Controlling, Financial Risk Management, or other relevant topic
• Minimal 7 years of experience in regulatory reporting and risk management
• Excellent communication skills (both in Dutch and English) to different audiences, including senior management, ALCO, ICS Risk management, ABN AMRO Bank (AAB) stakeholders such as AAB ALM, AAB LCRM, AAB Model validation, MAG (Model Acceptance Committee), Reporting, Policies, Group audit.
• Strong analytical skills.
• Reliable, flexible, and proactive attitude.
• Collaborative mindset.
• Highly values collaboration, inter-team effectiveness, and decision-making capabilities. Excels in stakeholder management and embodies the organization's core values.
• Demonstrates ownership by taking responsibility, demonstrating accountability, and commitment towards achieving goals or resolving issues.
• You can clearly document and visualize processes when needed and work independently on investigative tasks.

What We Offer

• The opportunity to be the best you can be, work flexible hours and lots of room to grow both personally and professionally
• Five weeks of vacation per year. You have the option to purchase an additional four weeks per year.
• Possibility to balance between working from home and in the office (in consultation with your team).
• The opportunity to pro-actively work on your vitality and fitness
• A supplementary benefit budget of 11%, which you can spend on additional fringe benefits
• A personal development budget of EUR 1,000 per year
• An annual public transportation pass or travel budget, depending on the function
• A solid pension plan

If you are interested in this function, we invite you to react to this vacancy. For more information, you can contact Márton Rónavári (marton.ronavari@icscards.nl)

We are looking forward to meeting you!