Junior Business Analyst Credit and Change

Banks play a significant part in contributing to a secure and stable financial system worldwide. We do so by appropriately responding to regulatory priorities that aim to bolster the banks' defenses against operational threats, promote excellent business practices, and integrate climate risks into supervisory frameworks. Due to the increasing regulatory demands, there is a growing need for more centralized support and guidance. As a Business Analyst, you will be part of ABN AMRO’s credit chain, ensuring the best-suited credit solutions for our clients, within the bank’s moderate risk profile.

Your job

The lending business is an important product for clients of the bank. You can contribute to this by reinforcing the credit chain and the execution of the change portfolio from various departments within the commercial business lines, Risk Management, and Finance. Here are some examples of teams you could be working in and with:

• The Credit Transformation Office within Corporate Banking, which oversees change initiatives responsible for building a future-proof and robust credit landscape, important for ABN AMRO's license-to-operate. This means that regulations and risk requirements are firmly anchored in the Credit Transformation Office’s value chain and control framework.
• Requirements & Process Change within the 1st LoD (Financing Solutions/Corporate Banking), which seeks to safeguard a Regulatory Compliant and Future-proof Lending Process within Financing Solutions by a correct translation of regulations into workable and compliant Requirements and by optimizing the Lenders Processes within those Regulatory boundaries.
• Credit Risk Oversight & Strategy is a department within Credit Risk consisting of three teams with a focus on the Client Unit segments. The Oversight & Strategy teams manage and monitor the moderate risk profile of the bank-wide credit risk portfolio with a focus on its credit quality, risk strategy, and the implementation of strategic objectives.
• The Finance & Risk Business GRIDs, where we deliver Finance and Risk services to its stakeholders i.e., Group Finance, Risk Management, Legal, and Internal Audit. These services encompass operations and change activities for many departments within the bank and also regulatory authorities outside the bank.

Working environment

• Assessing the impact of opted solutions and progress of delivery on ABN AMRO’s change agenda, overall compliance status
• Assessment of finance and risk requirements, setting of framework and regulatory content, and orchestration of relevant stakeholders
• Advising grids and business on design and architecture on compliant and feasible solutioning
• Ensuring the delivery of a (continuous) strategic view on the progress of the execution and impact of deliverables on findings
• Preparing management decision-making in clear presentations

Your profile

• You have a Bachelor or Master degree in business economics/accounting.
• You have excellent project management, stakeholder management, and communication skills (both written and oral).
• You have affinity with lending, regulations, change, and credit risk.
• You are proactive, entrepreneurial, and change-driven, thriving in a high-performance environment.
• You have a pragmatic, hands-on, and proactive approach, with a strong ability to simplify and make things practical.

We are offering

The opportunity to play a key role in leading ABN AMRO to fulfill its purpose of Banking for Better, for generations to come, as well as our strategy of becoming a personal bank in a digital age. In short, you have a critical role in delivering value through the realization of regulatory compliance with a material impact on ABN AMRO.

• The gross monthly salary displayed above is based on a 36-hour work week, including vacation pay and benefit budget.
• The Benefit Budget is 11% of your salary. The Benefit Budget allows you to acquire additional employment benefits. If you make no purchases or reservations in the Benefit Shop in a given month, you are paid one twelfth of your Benefit Budget that month.
• Five weeks of vacation per year. You have the option to purchase an additional four weeks per year.
• Personal development Budget of € 1,000 per year, which you can accumulate up to € 3,000.
• Possibility to work from home (in consultation with your team and depending on your position).
• An annual public transport pass with free public transportation throughout the Netherlands.
• An excellent pension scheme.

Interested?

If you are interested in this position, we encourage you to apply by using the apply button.

Equal opportunities for all

The success of our organization depends on the quality of our people and the ideas that they have. Truly surprising insights and innovative solutions for our clients result from an interplay of cultures, knowledge, and experience. Diversity is therefore extremely important to our organization. To ensure that everyone at ABN AMRO can develop their talents, we encourage an inclusive culture in which all colleagues feel engaged and appreciated.