Business Analyst – Portfolio Credit Models

Are you ready to embark on a journey into the heart of financial innovation? Imagine being at the forefront of revolutionizing the credit risk landscape at one of the world's leading banks. Welcome to Rabobank, where we are simplifying and modernizing our credit risk models to set new industry standards.

You and your job

As a Business Analyst within the Chain Implementation squad of the tribe Credit Analytics, you have the opportunity to shape the future of banking. Your mission: to transform regulatory-driven requirements into IT solutions that power complex calculations throughout the entire credit process chain. These solutions will not only fuel our loan sales process but also play a pivotal role in capital reporting across Rabobank's vast credit portfolio.

Join us on this adventure, where your expertise and creativity will be the driving force behind Rabobank's continued success. Together, we'll pave the way to a brighter, more efficient, and innovative future in banking. Are you up for the challenge?

Practical Examples

• Translate business and IT requirements into functional and technical designs, aligned with the architects, product owners, stakeholders andthe responsible squads within and outside our tribe.
• Design and implement the data related business requirements process together with the squads, using tools like Collibra and PowerDesigner.

Facts & Figures

• 36 or 40 hours per week
• Our Tribe consists of 8 area’s, 5 of them focus on the different portfolio areas
• The Tribe CA consists of almost 600 colleagues of which over 200 are Tech.
• 43,822 Rabobank colleagues around the world

Top 3 responsibilities

• Design and implement solutions for complex data driven business problems that are in line with the IT architecture framework.
• Support our stakeholders and your colleagues with your excellent analytical skills and abilities.
• Remain abreast of as well the latest regulatory driven credit risk requirements as well as the technological developments and incorporate these in the execution of your business analysis work.

Together we achieve more than alone

Our squads are a mix of business and IT colleagues and together we create cool stuff using the latest technologies, because development is our passion. We share and learn every single day. From each other, from you!

Collaboration is at the heart of everything we do. Our squads bring talented people together to provide the best solutions for our customers and local bank colleagues. We have a natural drive and focus on what we do.

You and your talent

Within Credit Analytics we value integrity, customer focus, continuously improving with an open mindset. As a Business Analyst you should particularly excel in the following Rabobank skills:

• Storytelling
• Judgement & decision making
• Complex problem solving
• Networking

In addition to these skill you should recognize yourself in below checklist:

• Educational Background: A university-level degree (bachelor or master) in a relevant field, ideally in IT-Finance.
• Business Analysis Expertise: Proven ability to act as a Business Analyst in a complex, data-driven, and model-based environment, translating regulatory requirements into IT solutions.
• Data Proficiency: Experience with credit risk data tools like Collibra, PowerDesigner, SQL, and a solid understanding of IT security and monitoring principles.
• Testing and Implementation: Proficiency in creating, guiding, and supporting comprehensive test and implementation strategies.
• Strategic Oversight: Possess a strategic "helicopter view" to oversee a broad domain and comprehend the implications of design decisions.
• Communication Skills: Excellent communication skills for effective collaboration with cross-functional teams, control partners, and other stakeholders, adjusting communication to the audience's level.
• Influence and Persuasion: Ability to influence and persuade others with an open mindset to foster cooperation and alignment.
• Language Proficiency: Strong proficiency in both English (written and oral) and preferably Dutch as well.

This is what we offer you

• a gross monthly salary between €3.959 and €5.655,- (scale 9, 36 hours per week).
• 13th month and holiday pay: as of January 1, 2023, the holiday allowance and annual allowance will usually be paid out in 12 equal monthly instalments. Employees have the option once a year to opt for the holiday allowance to be paid out in May and the annual allowance in December.
• an Employee Benefit Budget (11% of your monthly salary). You decide how to spend this budget. This may include purchasing extra leave days, making extra pension contributions, or even receiving a monthly cash pay-out.
• an annual personal development/training budget of € 1.400,-
• 100% reimbursement of commuting costs if you travel by public transport! Do you still prefer to travel by car or motorbike? Then choose a commuting allowance.
• a monthly € 40,- net work from home allowance, based on working from home 5 days per week.
• a monthly € 40,- net internet allowance.
• Attractive pension fund with a personal contribution of only 5.5%. Rabobank will contribute 21.5%.