Graduation Internship Credit Risk

Curious how data, artificial intelligence and risk management come together in one of the most important decision-making processes of a bank? Grow your skills during this Graduation Internship Credit Risk Portfolio Management at Rabobank.

• Hybrid work arrangement
• Utrecht (NL)
• 36 hours per week
• Stage
• Graduation internship: 4 to 6 months
• Internship allowance of EUR 600 gross per month based on a 36-hour week

You and your future

During this graduation internship at Rabobank, you will work on a strategic portfolio management challenge within Credit Risk. You will help analyse risks, trends and developments within Rabobank’s business lending portfolio and translate these into actionable insights.

Your graduation assignment will focus on data-driven decision making, portfolio analysis and future-oriented risk management. We are particularly interested in students who are enthusiastic about how artificial intelligence, advanced analytics and predictive models can support better risk assessments and portfolio steering. You will explore how data and technology can help us identify developments earlier, improve portfolio insights and support credit-related decision making.

This internship gives you a unique opportunity to gain experience in a highly visible part of the bank, build a strong professional network and develop expertise in risk management, data analysis and AI-driven innovation. Previous interns have successfully progressed into starter positions and traineeships within Rabobank.

Examples

• Research how AI and advanced analytics can improve portfolio monitoring and risk insights.
• Analyse large datasets to identify trends, patterns and early warning signals within lending portfolios.
• Contribute to innovative portfolio management challenges that help Rabobank make better-informed decisions.

Your internship experience

This is not a traditional research internship where your work disappears into a drawer. You will work on real business challenges that matter to Rabobank.

You will be part of a department that acts as the eyes and ears of senior risk management and helps maintain a healthy risk profile across the lending portfolio. The team continuously analyses portfolio developments, reviews policy changes, monitors emerging risks and advises stakeholders throughout the organisation.

Together with experienced professionals, data analysts and risk specialists, you will translate analytical findings into practical recommendations. You will learn how portfolio decisions are made, how risk appetite is monitored and how data, technology and human judgement come together in modern risk management.

You will receive intensive guidance while maintaining plenty of freedom to shape your own research direction. Along the way, you will build a valuable network and gain exposure to various teams and stakeholders across Rabobank.

Learning from each other

Development is our top priority. Because the best way to learn is by doing, through mistakes and successes. At Rabobank we offer you the right balance between freedom and supervision. To develop talents you never thought you possessed. To specialize in a professional field or explore the things you are good at and enjoy doing.

During your internship, you can count on excellent supervision from experienced professionals who enjoy investing in young talent and sharing their knowledge. You will work with colleagues from various backgrounds and disciplines, allowing you to broaden your perspective and learn how different expertise comes together to solve complex challenges.

“Previous internships have shown how much impact talented students can make. The combination of analytical skills, curiosity and fresh perspectives often leads to valuable insights for both the student and the team.”
Sven Zandbergen, Manager Food, Agri, Trade & Hospitality.

Work on your own development & shape the world around you

For us, your development and that of society go hand in hand. That is why we invest in you and work together towards a better world.

At Rabobank, you work on yourself and the world around you at the same time. This is reflected in your development opportunities, learning environment, hybrid way of working and the responsibility you receive from day one.

You will contribute to a financially healthy and sustainable future while gaining insight into one of the largest lending portfolios in the Netherlands.

You & your role

As Graduation Intern Credit Risk Portfolio Management, you know the secrets of transforming data into insights that support better decisions.

Within the team, you will help analyse how lending portfolios develop over time and how risks evolve in a changing environment. You will investigate strategic questions that contribute to portfolio steering, policy development and future-proof risk management.

Artificial intelligence and advanced analytics are becoming increasingly important in financial decision making. That is why we are particularly interested in candidates who are excited about data science, machine learning, predictive modelling or other AI-related applications. We see great opportunities to use these technologies to improve portfolio insights, forecasting capabilities and risk monitoring processes.

You will collaborate with professionals from portfolio management, credit risk, business lending and other specialist teams. Together, you will contribute to a healthy and forward-looking lending portfolio.

You and your talent

• You are pursuing a Master's degree in Econometrics, Economics, Data Science, Artificial Intelligence, Technical Business Administration or a related field.
• You have strong analytical and quantitative skills.
• You enjoy working with data, models and complex business questions.
• You have an affinity with artificial intelligence, machine learning, predictive analytics or data-driven innovation.
• You communicate clearly and can translate analyses into understandable insights.
• You are curious, proactive and eager to learn.

A security check is part of the process.