Manager Financial Crime Compliance W&R

Protect Rabobank and society against financial crime on a global scale. Shape and lead Rabobank's global Financial Crime Compliance agenda for Wholesale & Rural banking. As the designated AML, CTF & Sanctions Officer for Europe, Africa and Asia, you will provide independent oversight across multiple jurisdictions, influence executive decision-making, engage directly with regulators and supervisory authorities, and help safeguard Rabobank's licence to operate globally.

You & your role

As Manager Financial Crime Compliance (FCC) W&R, you play a pivotal role within Rabobank's second line of responsibility. You are responsible for the oversight of Financial Economic Crime (FEC) risks across Wholesale & Rural (W&R), while acting as the designated AML, CTF & Sanctions Officer for W&R Europe, Africa and Asia.

In this highly visible leadership position, you provide independent challenge, advice, and oversight to senior business stakeholders, ensuring compliance with anti-money laundering, counter-terrorist financing, sanctions and anti-bribery & corruption regulations. You lead a global team of specialists and act as a trusted advisor to senior management, regulators, and supervisory authorities.

You combine deep subject matter expertise with strong leadership capabilities and strategic influence. Your focus is on safeguarding the effectiveness of Rabobank's financial crime framework, identifying emerging risks, and ensuring robust governance and regulatory compliance across multiple regions.

Examples from practice

• You operate with independent authority as second line officer and are empowered to challenge and escalate material risk issues to executive leadership and governance bodies.
• Advising senior business management on a high-risk client case and determining whether escalation to executive management is required.
• Leading the Financial Intelligence Unit (FIU) Reporting function through functional oversight and steering, ensuring effective suspicious transaction reporting to relevant authorities.
• Coordinating regulatory inspections and engaging directly with regulators, supervisors, and law enforcement agencies regarding financial crime compliance matters.
• You regularly engage with Managing Board members, executive committees, regulators, law enforcement agencies and senior supervisory stakeholders.

Facts & figures

• Responsible for approximately 90 FTE across multiple regions.
• Member of the FCC Management Team and the broader Compliance Management Team.
• Contributing to oversight of a first-line FEC organization with a budget exceeding EUR 642 million.
• Operating in a global environment covering Europe, Africa, Asia, North America, South America, and Australia/New Zealand.

Top 3 responsibilities

1. Drive Financial Crime Compliance oversight

   You oversee the end-to-end FCC framework for Wholesale & Rural, ensuring compliance with AML, CTF, sanctions and ABC regulations. You challenge, advise and influence senior stakeholders while safeguarding the effectiveness of controls, governance and risk management practices.

2. Lead a global FCC organization

   You lead and develop an international team of approximately 90 professionals and maintain functional oversight of Regional AML, CTF & Sanctions Officers. You create a high-performing culture focused on quality, collaboration, accountability and continuous improvement.

3. Act as strategic advisor and regulatory representative

   You serve as a key point of contact for regulators and supervisory authorities, oversee regulatory examinations and remediation activities, and provide thought leadership on evolving financial crime risks and regulatory developments.

The Financial Crime Compliance department is part of the independent Compliance function. Together with colleagues across the globe, you contribute to identifying, managing and mitigating financial crime risks. Collaboration is at the heart of our way of working, and you will engage daily with senior business leaders, risk professionals, compliance experts and regulators.

“Protecting Rabobank against financial crime requires strong leadership, independent judgement and the courage to challenge where needed. As Manager FCC W&R, you will help shape our global compliance agenda and safeguard our role as a responsible gatekeeper in society.”

At Rabobank, you continuously invest in your professional growth while helping protect the integrity of the financial system. Through your work, you contribute to preventing money laundering, terrorist financing and sanctions violations, helping Rabobank maintain trust with customers, regulators and society.

This is reflected in our learning opportunities, international exposure, hybrid working environment and focus on sustainable careers.

You & your talent

We are seeking an established FCC executive with experience operating at senior leadership level within a global banking environment. Candidates should have led large-scale AML, sanctions or FCC organisations with significant regulatory accountability. Experience as AML Officer, Head of FCC, Head of Compliance, Chief Compliance Officer, MLRO, Deputy MLRO or equivalent executive role is strongly preferred.

Education

• University degree or equivalent academic working and thinking level.
• Certified Compliance Officer (DSI registered) or equivalent.
• Relevant Financial Crime Compliance qualification.

Experience

• 15+ years of experience within financial services, including at least 10 years in Financial Crime Compliance, Regulatory Compliance, Legal or Financial Crime Risk leadership roles.
• Demonstrated experience leading global or multi-country compliance organizations within a systemically important financial institution, international bank or equivalent regulated environment.
• Extensive experience in a senior Financial Crime Compliance, Compliance, Legal or Regulatory role.
• Proven leadership experience within a complex banking or financial services environment.
• Experience with international AML, CTF, sanctions and ABC regulations.
• Demonstrated experience managing regulatory inspections, remediation programs and interactions with regulators and law enforcement authorities.
• Strong track record in developing and implementing Financial Crime Compliance frameworks and controls.

Knowledge

• Thorough understanding of AML, CTF, sanctions and ABC legislation and regulatory expectations.
• Strong knowledge of banking products, processes and systems.
• Deep expertise in identifying, assessing and managing financial crime risks.
• Understanding of global regulatory developments and cross-border financial crime risks.

Competencies

• Strategic leadership.
• Stakeholder management and influencing skills.
• Strong decision-making capability.
• Excellent communication skills in English.
• Analytical and risk-based thinking.
• Emotional intelligence.
• Professional collaboration.
• Ownership and accountability.
• Ability to challenge constructively and operate independently.
• Proven capability to lead through complexity and change.

This is what we offer you

• A mobility budget to be used for a lease car or other forms of transportation.
• A pension scheme to which you contribute 5.5% (or 3,5% for own choice).
• Individual pension contribution of 23% of your 12-month salary.
• A management allowance to cover expenses.
• A development budget that you can spend on activities related to your personal development and career.