Manager Financial Crime Compliance Group & DRB

Shape Rabobank's global response to financial crime and influence the regulatory agenda.

Rabobank is seeking an exceptional executive to lead independent Financial Crime Compliance oversight for Domestic Retail Banking while helping shape the future direction of anti-financial crime policy across the banking industry.

Acting as the designated AML, CTF & Sanctions Officer for Domestic Retail Banking, you operate at the highest levels of the organization, advising senior executives, engaging directly with supervisory authorities and influencing the regulatory agenda alongside industry leaders and policymakers. You will play a critical role in safeguarding the integrity of Rabobank and the wider financial system.

You & your role

As Manager Financial Crime Compliance (FCC) Group & DRB, you will hold one of the most influential Financial Crime Compliance leadership positions within Rabobank.

Acting as the designated AML, CTF & Sanctions Officer for Domestic Retail Banking (DRB), you provide independent oversight, challenge and advice on material financial crime risks across the bank. You operate within the second line of responsibility and ensure Rabobank continues to meet its obligations as a gatekeeper in the financial system.

You lead teams responsible for Financial Intelligence Unit (FIU) Reporting, Financial Crime Policy, Advisory activities and Fraud Risk Management. You oversee the effectiveness of the FCC framework, challenge senior stakeholders on risk-based decision-making and provide strategic guidance on complex financial crime matters.

Working at the intersection of banking, regulation and public interest, you engage directly with senior executives, regulators, supervisory authorities and industry bodies. You will contribute to the future development of Financial Economic Crime and Fraud policies across Rabobank while influencing the regulatory agenda within the Dutch banking sector.

Examples from practice

• Advising senior management on highly complex financial crime risk cases and determining whether escalation to executive management or regulators is required.
• Leading policy development following new European or international AML, CTF, sanctions and ABC regulations and ensuring consistent implementation across Rabobank.
• Representing Rabobank in discussions with regulators, industry associations and governmental stakeholders regarding future financial crime legislation and risk management practices.

Facts & figures

• Leadership responsibility for approximately 78 FTE.
• Member of the FCC Management Team.
• Member of the broader Compliance Management Team.
• Contributing to oversight of a first-line FEC organization with a budget exceeding EUR 642 million.
• Operating within one of the largest anti-financial crime organizations in the Dutch financial sector, where approximately 12% of Rabobank employees work within anti-financial crime activities.

Top 3 responsibilities

Lead Financial Crime Compliance oversight and policy

You are accountable for the oversight of AML, CTF, sanctions, ABC and fraud-related risks within Group & DRB. You lead policy development, challenge complex business decisions, provide binding advice where required and ensure regulatory requirements are effectively translated into sustainable controls and practices.

Drive regulatory engagement and industry influence

You act as a strategic liaison between Rabobank, regulators, supervisory authorities and industry bodies. You help shape the regulatory agenda and represent Rabobank in discussions concerning financial crime risk management, safeguarding both regulatory compliance and the bank's strategic interests.

Lead and develop a high-performing FCC organization

You lead a multidisciplinary team of professionals responsible for policy, advisory activities, FIU reporting and fraud risk management. You foster a culture of integrity, accountability and continuous improvement while ensuring the highest standards of professional excellence.

“Financial crime compliance is not only about protecting Rabobank. It is about protecting customers, society and the integrity of the financial system. As Manager FCC Group & DRB, you will help set the direction for our FCC strategy while influencing how the industry responds to evolving financial crime risks.”

The Global Financial Crime Compliance department operates independently from the business and plays a vital role in safeguarding Rabobank's integrity and reputation. Working closely with senior stakeholders across the bank and with external authorities, the team delivers oversight, challenge and thought leadership in one of the most dynamic and strategically important risk domains of the bank.

Work on yourself & the world around you

For us, your development and the development of society go hand in hand. At Rabobank, you will work on some of the most important integrity challenges facing the financial sector. Your expertise contributes directly to the prevention of money laundering, terrorist financing, sanctions violations and fraud. At the same time, we invest in your professional growth through continuous learning, international collaboration, leadership development and a flexible work environment that supports a healthy work-life balance.

You & your talent

Education

• University degree or equivalent academic working and thinking level.
• Certified Compliance Officer (DSI registered) or equivalent certification.
• Relevant Financial Crime Compliance qualification.

Experience

• Extensive executive leadership experience within financial services, with a proven track record in Financial Crime Compliance, regulatory engagement and leading large-scale control functions.
• Executive leadership experience within Financial Crime Compliance, Compliance, Legal, Regulatory Affairs, Risk Management or a related control function.
• Proven track record interacting with Boards, Executive Committees, regulators and supervisory authorities.
• Experience leading large-scale compliance transformations, remediation programs or regulatory engagements.
• Deep expertise in AML, CTF, sanctions, fraud and integrity risk management.
• Demonstrated ability to influence policy and decision-making in highly regulated environments.
• Experience leading senior professionals and leadership teams in a complex international organization.

Knowledge

• Deep understanding of AML, CTF, sanctions, ABC and fraud risk management.
• Extensive knowledge of international and Dutch regulatory frameworks.
• Thorough understanding of banking products, processes and systems.
• Expertise in identifying, assessing and mitigating financial crime risks.
• Knowledge of regulatory developments and emerging financial crime threats.

Competencies

• Strategic leadership.
• Executive stakeholder management.
• Influencing and negotiation skills.
• Strong decision-making capability.
• Regulatory and political sensitivity.
• Excellent verbal and written communication skills in English; Dutch is preferred.
• Integrity and independent judgement.
• Ownership and accountability.
• Analytical and risk-based thinking.
• Ability to operate effectively in a highly regulated and complex environment.

This is what we offer you

• A mobility budget to be used for a lease car or other forms of transportation.
• A pension scheme to which you contribute 5.5% (or 3,5% for own choice).
• Individual pension contribution of 23% of your 12-month salary.
• A management allowance to cover expenses.
• A development budget that you can spend on activities related to your personal development and career.