Senior Compliance Officer - Transaction Monitoring

Als Senior Compliance Officer - Transaction Monitoring versterk je Transaction Monitoring (TM) binnen de bank als senior, onafhankelijke 2nd Line professional. Je vertaalt complexe ontwikkelingen op het gebied van regelgeving en risico naar duidelijke richting en managementklare adviezen. Met sterk beoordelingsvermogen en analytische diepgang houd je overzicht, grijp je doortastend in waar nodig en help je de toekomstige effectiviteit van TM vorm te geven. In deze rol treed je ook op als plaatsvervanger van de Lead ODD&KYC - TM binnen Financial Crime Compliance (FCC), waarmee je bijdraagt aan continuïteit en senior leiderschap binnen het team. Je werk heeft directe impact op de integriteit van het financiële systeem en op de samenleving.

At a glance

You strengthen Transaction Monitoring (TM) across the bank as a senior, independent 2nd Line professional. You translate complex regulatory and risk developments into clear direction and management-ready advice. With strong judgement and analytical depth, you maintain oversight, intervene decisively where needed and help shape the future effectiveness of TM. In this role, you also act as deputy to the Lead ODD&KYC - TM within Financial Crime Compliance (FCC), supporting continuity and senior leadership within the team. Your work has real impact on the integrity of the financial system and on society.

Your job

As Senior Compliance Officer – Transaction Monitoring, you operate as a trusted, independent advisor within the 2nd Line. You maintain bank-wide oversight of the TM framework and focus on what truly matters for effectiveness, risk control and regulatory compliance. You own complex TM-related initiatives from analysis through to delivery, and you clearly articulate positions, risks and recommendations to senior stakeholders. You know when to step back to assess systemic risks, and when to intervene decisively to create impact.

Key responsibilities:

• Independently lead and own complex TM initiatives, from analysis and positioning to delivery and senior-level decision support.
• Perform strong 2nd Line oversight, advice and monitoring on the TM framework.
• Contribute to the strategic direction and continuous improvement of TM effectiveness, ensuring alignment with the bank’s risk appetite and regulatory expectations.
• Provide authoritative challenge and countervailing power towards the 1st Line on TM design, effectiveness, governance and documentation quality.
• Clearly articulate complex issues on paper, producing concise, well-structured analyses, position papers and management-ready advice.
• Maintain a sharp strategic lens: understand where the organisation is heading and translate regulatory and risk developments into concrete TM direction.
• Identify when to zoom out to assess interdependencies and systemic risks, and when to zoom in to intervene decisively.

Working environment

You work within FCC, the function responsible for setting bank-wide direction on integrity risks and ensuring the bank operates within a clearly defined risk appetite. TM plays a central role in detecting unusual and potentially suspicious behaviour in an increasingly complex and fast-developing regulatory environment. In this role, you work closely with colleagues across FCC and the 1st Line, as well as senior management, to continuously strengthen TM effectiveness across the bank. You operate in a professional, high-impact environment where independent judgement, quality and clarity are valued.

Your profile

• 10+ years of experience in Financial Crime Compliance, Risk or Transaction Monitoring, preferably within a complex banking environment.
• An academic background.
• Deep knowledge of Anti-Money Laundering, Counter Terrorist Financing, Bribery & Corruption and related legislation (e.g. Wwft, Sanctions Law, AMLD, AMLR).
• Strong analytical skills: able to structure ambiguity and clearly identify what truly matters.
• Up-to-date awareness of technological and AI developments relevant to the FEC domain and practical experience applying new approaches.
• Proven ability to operate independently, take ownership and be accountable for outcomes.
• Demonstrated senior stakeholder management skills, both internal and external, including influencing and challenging at executive and senior management level.
• Strong capability to translate complex regulatory and risk topics into clear strategy, advice and written output.
• A natural tendency to maintain oversight, connect dots and anticipate downstream impact.
• Professional certifications or advanced compliance education preferred (e.g. ACAMS, Certified Compliance Officer, Executive Master Compliance and Integrity Management).

We are offering

• The Benefit Budget is 11% of your salary. The Benefit Budget allows you to acquire additional employment benefits. If you make no purchases or reservations in the Benefit Shop in a given month, you are paid one twelfth of your Benefit Budget that month.
• Five weeks of vacation per year. You have the option to purchase an additional four weeks per year.
• Personal development Budget of € 1,000 per year, which you can accumulate up to € 3,000.
• Possibility to work from home (in consultation with your team and depending on your position).
• An annual public transport pass with free public transportation throughout the Netherlands.
• An excellent pension scheme.