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About us
Since GoCardless was set up in 2011, we have been focused on taking the pain out of getting paid so that our customers can focus on what they do best. We already process over £7bn each year for thousands of businesses, and we are growing fast.
We work with a huge range of organisations: small gyms and scout groups use us to reduce admin; fast-growing companies like Funding Circle use us to power their growth; established companies like TripAdvisor use us to dramatically reduce failure rates.
We’ve been spending the last year expanding our offering outside of UK and Europe and are now operating 7 different payment schemes (and will be adding the US early next year) and serving merchants in over 30 countries, with offices in Melbourne, Paris, Munich and of course, London (our HQ).
We’re backed by some of the world’s leading investors including Balderton Capital, Accel Partners, Notion Capital, Passion Capital and Y Combinator.
About the Team
The underwriting function is at the forefront of GoCardless’ expansion and scaling - both domestically and abroad. We enable the business to move into new markets and geographies when optimising the trade-off between revenue and credit exposure and delivering positive customer outcomes. This is all whilst ensuring that deals get done at scale and within our risk appetite.
About the Role
Your responsibilities will be to
Develop underwriting standards that will mitigate risk while enabling revenue growth and by driving profitability opportunities
Work with product team to build data-driven models to make effective and consistent credit risk decisions
Ensure underwriting standards are met by developing team members through monitoring, ongoing feedback and training
Manage the risk of the portfolio by reviewing portfolio performance, taking necessary measures and escalating when necessary
What we're looking for
You have high energy, are a self-starter with strong leadership skills
GoCardless was set up in London by Tom Blomfield, Matt Robinson and Hiroki Takeuchi in 2011. With late payments plaguing SMEs – the average small business
has to wait 43.4 days beyond payment terms for their invoices to be paid -‐ the initial aim was to make it simpler for small businesses to collect direct debits online. By unifying the…
GoCardless was set up in London by Tom Blomfield, Matt Robinson and Hiroki Takeuchi in 2011. With late payments plaguing SMEs – the average small business
has to wait 43.4 days beyond payment terms for their invoices to be paid -‐ the initial aim was to make it simpler for small businesses to collect direct debits online. By unifying the world’s Direct Debit networks, simplifying them, and opening up access to everyone, we’re now building a new payments network for the internet. We’ve quickly grown into one of Europe’s leading Direct Debit providers, processing over half a billion pounds a year for over ten thousand businesses.
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