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Simple loans, smart investments.
That’s us. That’s what we do.
More than a decade ago our founders saw a simple problem: people borrowing money were being charged high rates and those able to invest money were getting low returns. Everyone was losing out.
Our founders wanted to change this and knew that by matching borrowers and investors directly, both would be better off. Their goal was, and still is, to make money simple and fair.
Fair rates, managed risks, and better rewards. That's how we're shaping the future of finance.
Our name, Zopa, stands for ‘Zone of Possible Agreement’ – a negotiating term that identifies the bounds within which agreement can be reached between two parties.
Want to help us shape the future of finance?
We’re growing faster than ever. Especially now we’ve announced plans to apply to launch a bank.
"Joe", a day a in the life of Zopa-software developer.
As a financial innovator, we’re proud to enjoy a welcoming culture that combines the best of scale and agility. Zopians work in collaborative cross-functional teams with a sharp focus on the customer and an obsession for data.
And socially? You’ll find us hovering around the baked goods in the kitchen. Or taking in Zopa HQ’s river view over Friday drinks. Or getting to know new recruits at one of our regular team events.
• featured in the Sunday Times Tech Track 100
• chosen for the Tech City Future Fifty as one of the UK’s most disruptive tech companies
• named by MoneySuperMarket as 2016’s Best Personal Loan Provider
• voted Most Trusted Personal Loan Provider in the Moneywise Customer Awards for the past six years in a row